1403 Franklin St, Fredericksburg, VA 22401 Property Records

Fredericksburg City property record for 1403 Franklin St, Fredericksburg, VA 22401

Property Summary

Property Type	Commercial
Details	1 ba · 1,284 sqft · built 1949
Lot Size	0.046 acres (2,047 sqft)
Owner	Company Name on Record
Last Sale	$375,000 (Jun 2023)
Tax Bill	$2,021 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Jun 2023 Line of Credit + 2 more
APN	`7779-75-7568`

Property Details

APN / Parcel Number

Primary APN	`7779-75-7568`
Alternative APN	`2414`

Interior

Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,284 sqft Total Area
1st Floor Area	1,284 sqft
Flooring	Tile
Interior Walls	Paneling

Exterior

Year Built	Built 1949
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,047 sqft (0.046 acres)
Lot Dimensions	94 ft deep x 44 ft wide
Garage Type	Built-in

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2414
Old Parcel Number	2414
Street Address	1403 FRANKLIN ST
City	FREDERICKSBURG
State	VA
Zip	22401-4503
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R4
Legal Description	LT 2 BL 149-B-1403
Legal Block	149B
Legal Lot Number	1-2 2
Jurisdiction	FREDERICKSBURG CITY VA
Township / Civil Division	FREDERICKSBURG
Census Block Group	1
Census Block	1008
Census Tract	100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fredericksburg Historic District listed 1971 · 27 contributing resources · NRIS 71001053
Individually Listed	Fredericksburg and Spotsylvania County Battlefields Memorial National Military Park listed 2019 · 24 contributing resources · NRIS 66000046

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Fredericksburg City records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1403 FRANKLIN ST, FREDERICKSBURG, VA 22401-4503
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed of Trust, Mortgage · SBA Mortgage RAPPAHANNOCK ECONOMIC DEVELOPMENT CORPOR
Jun 26, 2023	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Jun 26, 2023	Warranty Deed, Transfer · Line of Credit ATLANTIC UNION BANK
Dec 27, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2023 · Amount on Record
Deed Sale	Jun 26, 2023 · Amount on Record
Prior Sale	Dec 27, 2021
Deed Document Number	202301157
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICKSBURG CITY VA
Property Address	1403 FRANKLIN ST, FREDERICKSBURG, VA 22401-4503
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202301603
Date	Aug 31, 2023
Instrument	202301603

Lender

Name	RAPPAHANNOCK ECONOMIC DEVELOPMENT CORPOR

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	302 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICKSBURG CITY VA
Property Address	1403 FRANKLIN ST, FREDERICKSBURG, VA 22401-4503
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202301159
Date	Jun 26, 2023
Instrument	202301159

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Jun 26, 2023
Property Address	1403 FRANKLIN ST, FREDERICKSBURG, VA 22401-4503
Document Number	0202301157
Instrument Date	Jun 14, 2023
Instrument	202301157
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 FRANKLIN ST, FREDERICKSBURG, VA 22401-4503

Mortgage

Document Number	0202301158
Date	Jun 26, 2023
Instrument	202301158

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Dec 27, 2021
Property Address	1403 FRANKLIN ST, FREDERICKSBURG, VA 22401-4503
Document Number	0202104922
Instrument Date	Dec 20, 2021
Instrument	202104922
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 WASHINGTON AVE, FREDERICKSBURG, VA 22401-3648

Tax Assessment & Valuation

Source: Fredericksburg City assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Fredericksburg City
Unified School District	Fredericksburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,021.00 (+52.41%)	$249,600 (+67.52%) Land $120,000 Building $129,600	$249,600 (+67.52%) Land $120,000 Building $129,600
2024	$1,326.00 (+3.51%)	$149,000 (-) Land $75,000 Building $74,000	$149,000 (-) Land $75,000 Building $74,000
2023	$1,281.00	$149,000 Land $75,000 Building $74,000
2020			$149,000 Land $75,000 Building $74,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2011–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICKSBURG serves 28,350 people · EPA ID VA6630050
Water Source	Purchased surface water from SPOTSYLVANIA COUNTY UTILITIES
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable	2,000 / 100

May also be available: Xfinity.

Nearby Properties on Franklin St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures