1403 E Washington St, Urbana, IL 61802 Property Records

Champaign County property record for 1403 E Washington St, Urbana, IL 61802

Property Summary

Property Type	Commercial
Lot Size	0.83 acres (36,155 sqft)
Owner	Trust Name on File
Last Sale	$275,000 (Mar 2019)
Tax Bill	$19,251 (2024)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`92-21-16-327-005`

Property Details

APN / Parcel Number

Primary APN	`92-21-16-327-005`

Interior

Units	17 Units

Exterior

Lot Area	36,155 sqft (0.83 acres)

Location & Zoning

Street Address	1403 E WASHINGTON ST
City	URBANA
State	IL
Zip	61802-4456
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT PT TRACT C MODERN RESEARCH PLAT BK. M-33 AND OTHER LAND
Legal Range	09E
Legal Township	19N
Legal Section	16
Legal Subdivision	TRACT C MODERN RESEARCH PLAT
Legal Tract	C
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	1
Census Block	1004
Census Tract	5601

Owner

1403 E Washington St, a commercial property, is held in a trust since March 2019.

Source: Champaign County records, as of August 14, 2026

Owner of Record	Trust Name on File
Mailing Address	PO BOX 244, SAVOY, IL 61874-0244
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2019 · Amount on File
Deed Sale	Mar 7, 2019 · Amount on File
Deed Document Number	20193113
Record Updated	Sep 20, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 7, 2019
Property Address	1403 E WASHINGTON ST, URBANA, IL 61802-4456
Document Number	0000003113
Instrument Date	Feb 19, 2019
Instrument	2019R03113
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ALLIED COMMUNITY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 244, SAVOY, IL 61874-0244

Mortgage

Document Number	0000003114
Date	Mar 7, 2019
Instrument	2019R03114

Lender

Name	PROSPECT BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Mar 5, 2044

Interest

Rate Type	Adjustable Rate
Rate	5.75%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$197,480 Land $111,960 Building $85,520	$592,440 Land $335,880 Building $256,560
2024	$19,251.00
2022	$16,973.00	$156,810 Land $88,900 Building $67,910	$470,430 Land $266,700 Building $203,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1403 E Washington St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1403 E Washington St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Pavlov Media.

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