1403 E Isabella Rd, Midland, MI 48640 Property Records

Midland County property record for 1403 E Isabella Rd, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,432 sqft · built 1955
Lot Size	0.78 acres (33,977 sqft)
Owner	Individual Name on File
Last Sale	$131,000 (Jan 2019)
Tax Bill	$1,580 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jan 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`040-014-400-251-00`

Property Details

APN / Parcel Number

Primary APN	`040-014-400-251-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,432 sqft Living Area
1st Floor Area	1,432 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Aluminum/Vinyl
Lot Area	33,977 sqft (0.78 acres)
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1403 E ISABELLA RD
City	MIDLAND
State	MI
Zip	48640-8316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 14 T14N R1E COM 165 FT E OF SW COR OF SE 1/4 OF SE 1/4, TH N 412.8 FT, E 82.5 FT, S 412.8 FT, W 82.5 FT.
Legal Range	01E
Legal Township	14N
Legal Section	14
Jurisdiction	MIDLAND MI
Township / Civil Division	HOMER
Census Block Group	3
Census Block	3011
Census Tract	291200

Owner

1403 E Isabella Rd is owned and occupied by an individual who bought it in January 2019.

Source: Midland County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1403 E ISABELLA RD, MIDLAND, MI 48640-8316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jan 3, 2019	Warranty Deed, Transfer
Apr 3, 2018	Warranty Deed, Transfer
Jan 19, 2018	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2019 · Amount on File
Deed Sale	Jan 3, 2019 · Amount on File
Prior Sale	Apr 3, 2018 · Amount on File
Deed Document Number	20191621-00166
Deed Book / Page	1621 / 166
Prior Transfer Date	May 4, 2006
Prior Transfer Doc	1342001269
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	1403 E ISABELLA RD, MIDLAND, MI 48640-8316
Transaction Type	Mortgage
Record Updated	Mar 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 E ISABELLA RD, MIDLAND, MI 48640-8316

Mortgage

Document Number	0001663/88
Date	Feb 16, 2023
Book Page	1663/88

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	311 Months
Due	Jan 1, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jan 3, 2019
Property Address	1403 E ISABELLA RD, MIDLAND, MI 48640-8316
Document Number	01621/00166
Book / Page	01621 / 00166
Instrument Date	Dec 28, 2018
Instrument	01621-00166
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Tax	$1,126.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	290 KEEN RD, 290, FROSTPROOF, FL 33843-9187

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5220 HEDGEWOOD DR, MIDLAND, MI 48640-7441

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Apr 3, 2018
Property Address	1403 E ISABELLA RD, MIDLAND, MI 48640-8316
Document Number	1614/0248
Book / Page	1614 / 0248
Instrument Date	Apr 2, 2018
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 E LYON RD, 600, MIDLAND, MI 48640-5396

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13801 GASPER RD, CHESANING, MI 48616-9459

January 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MIDLAND MI
Recording Date	Jan 19, 2018
Property Address	1403 E ISABELLA RD, MIDLAND, MI 48640-8316
Document Number	1612/0345
Book / Page	1612 / 0345
Instrument Date	Jan 9, 2018
Transaction Type	Foreclosure
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6436 ROBIE RD LOT 32, 6436, MILTON, FL 32570-6361

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 E LYON RD, MIDLAND, MI 48640-5396

Tax Assessment & Valuation

The 2025 property tax bill for 1403 E Isabella Rd was $1,580 with a homeowner's exemption.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Homer Township
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,500	$139,000
2025	$1,580.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1403 E Isabella Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	19 (2004–2020)
Claims Outside the SFHA	4 of 19
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1403 E Isabella Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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