Montgomery County property record for 1403 E Coolbaugh St, Red Oak, IA 51566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,282 sqft · built 1974 |
| Lot Size | 0.221 acres (9,613 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $73,000 (Jun 2017) |
| Tax Bill | $3,416 (2025) |
| Deeds & Mortgages | Sep 2014 Mortgage Oct 2015 Line of Credit + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 600628283003000 |
| Primary APN | 600628283003000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,282 sqft Living Area |
| Basement Area | 250 sqft |
| Finished Basement | 250 sqft |
| Unfinished Basement | 1,032 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,613 sqft (0.221 acres) |
| Lot Dimensions | 730 ft deep x 789 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 42 sqft |
| Deck Area | 555 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 1403 E COOLBAUGH ST |
|---|---|
| City | RED OAK |
| State | IA |
| Zip | 51566-2501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BULLINGTON SD LT 9 |
| Legal Subdivision | BULLINGTON SUBDIVISION |
| Legal Lot Number | 9 |
| Jurisdiction | MONTGOMERY IA |
| Township / Civil Division | RED OAK |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 960200 |
Source: Montgomery County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1403 E COOLBAUGH ST, RED OAK, IA 51566-2501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2014 | Deed of Trust, Mortgage · Conventional Mortgage BANK IOWA |
| Oct 19, 2015 | Deed of Trust, Mortgage · Line of Credit BANK IOWA |
| Dec 30, 2025 | Intrafamily Transfer, Transfer |
| Jun 30, 2017 | Warranty Deed, Transfer · Conventional Mortgage BANK IOWA |
| Jul 7, 2014 | Special Warranty Deed, Transfer · Line of Credit BANK IOWA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2017 · Amount on Record |
| Deed Sale | Jun 30, 2017 · Amount on Record |
| Prior Sale | Jul 7, 2014 · Amount on Record |
| Deed Document Number | 20171008 |
| Deed Book / Page | 2017 / 1008 |
| Last Transfer Date | Dec 29, 2025 |
| Transfer Doc | 0000001905 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Property Address | 1403 E COOLBAUGH ST, RED OAK, IA 51566-2501 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02014/1396 |
|---|---|
| Date | Sep 8, 2014 |
| Book Page | 2014/1396 |
| Instrument | 2014 1396 |
| Name | BANK IOWA |
|---|---|
| Type | Bank |
| Address | RED OAK, IA 51566 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Property Address | 1403 E COOLBAUGH ST, RED OAK, IA 51566-2501 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02015/1661 |
|---|---|
| Date | Oct 19, 2015 |
| Book Page | 2015/1661 |
| Instrument | 2015 1661 |
| Name | BANK IOWA |
|---|---|
| Type | Bank |
| Address | RED OAK, IA 51566 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Recording Date | Dec 30, 2025 |
| Property Address | 1403 E COOLBAUGH ST, RED OAK, IA 51566-2501 |
| Document Number | 02025/1905 |
| Book / Page | 2025 / 1905 |
| Map Reference | MB 2025 PG 10 |
| Instrument Date | Dec 29, 2025 |
| Instrument | 2025 1905 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1403 E COOLBAUGH ST, RED OAK, IA 51566-2501 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Recording Date | Jun 30, 2017 |
| Property Address | 1403 E COOLBAUGH ST, RED OAK, IA 51566-2501 |
| Document Number | 02017/1008 |
| Book / Page | 2017 / 1008 |
| Instrument Date | Jun 27, 2017 |
| Instrument | 2017 1008 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $116.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1403 E COOLBAUGH ST, RED OAK, IA 51566-2501 |
| Document Number | 02017/1009 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | 2017/1009 |
| Instrument | 2017 1009 |
| Name | BANK IOWA |
|---|---|
| Type | Bank |
| Address | WEST DES MOINES, IA 50266 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Recording Date | Jul 7, 2014 |
| Property Address | 1403 E COOLBAUGH ST, RED OAK, IA 51566-2501 |
| Document Number | 02014/1046 |
| Book / Page | 2014 / 1046 |
| Instrument Date | Jun 4, 2014 |
| Instrument | 2014 1046 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1991 K AVE, RED OAK, IA 51566-6071 |
| Investor | Possibly a Property Investor |
| Document Number | 0020141047 |
|---|---|
| Date | Jul 7, 2014 |
| Instrument | 2014 1047 |
| Name | BANK IOWA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Montgomery County assessment roll, as of October 2, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Montgomery County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,416.00 (+9.07%) | $156,390 (+17.15%) Land $17,010 Building $139,380 | $156,390 (+17.15%) Land $17,010 Building $139,380 |
| 2024 | $3,132.00 (+21.96%) | ||
| 2023 | $133,500 Land $13,430 Building $120,070 | $133,500 Land $13,430 Building $120,070 | |
| 2022 | $2,568.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1980–1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 58% of Iowa |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FMTC of Stanton Iowa Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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