1403 E 19th St, Sterling, IL 61081 Property Records

Whiteside County property record for 1403 E 19th St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,749 sqft · built 1960
Lot Size	0.194 acres (8,454 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Nov 2022)
Tax Bill	$4,592 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Nov 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`1115377012`

Property Details

APN / Parcel Number

Primary APN	`1115377012`
Alternative APN	`112794`

Interior

Bedrooms	3 Beds
Building Area	1,749 sqft Building Perimeter

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	8,454 sqft (0.194 acres)
Lot Dimensions	139 ft deep x 60 ft wide
Garage Area	240 sqft

Location & Zoning

Account Number	112794
Street Address	1403 E 19TH ST
City	STERLING
State	IL
Zip	61081-1521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINCOLNSHIRE SUB #1 LOT 12 BLK 2 659000X
Legal Subdivision	LINCOLNSHIRE SUBDIVISION
Legal Block	2
Legal Lot Number	12
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1011
Census Tract	1200

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1403 E 19TH ST, STERLING, IL 61081-1521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage NEW AMERICAN FUNDING
Nov 1, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2022 · Amount on Record
Deed Sale	Nov 1, 2022 · Amount on Record
Prior Sale	Sep 2, 2022 · Amount on Record
Deed Document Number	20226595
Prior Transfer Date	Aug 30, 2022
Prior Transfer Doc	0000006595
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Sep 2, 2022
Property Address	1403 E 19TH ST, STERLING, IL 61081-1521
Document Number	0000005404
Instrument Date	Aug 31, 2022
Instrument	2022-05404
Transaction Type	Transfer
Record Updated	Sep 21, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7148 TOWN CENTER RD APT 301, 301, SUNSET BEACH, NC 28468-4682

Mortgage

Document Number	0000005405
Date	Sep 2, 2022
Instrument	2022-05405

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000005406
Date	Sep 2, 2022
Instrument	2022-05406

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2032

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Nov 1, 2022
Property Address	1403 E 19TH ST, STERLING, IL 61081-1521
Document Number	0000006595
Instrument Date	Aug 30, 2022
Instrument	2022-06595
Transaction Type	Transfer
Record Updated	Nov 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7148 TOWN CENTER RD APT 301, 301, SUNSET BEACH, NC 28468-4682

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,592.00	$51,212 Land $4,289 Building $46,923
2024			$153,636 Land $12,867 Building $140,769

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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