1403 Dover Rd, Bloomington, IL 61704 Property Records

McLean County property record for 1403 Dover Rd, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,732 sqft · built 1987
Lot Size	0.225 acres (9,788 sqft)
Owner	Individual Name on Record
Last Sale	$268,000 (Jan 2024)
Tax Bill	$6,789 (2024)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Apr 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`21-12-305-005`

Property Details

APN / Parcel Number

Primary APN	`21-12-305-005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,732 sqft Living Area
Gross Area	3,656 sqft
1st Floor Area	1,183 sqft
Basement Area	793 sqft
Finished Basement	310 sqft
Unfinished Basement	483 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood Siding
Foundation Type	Block
Roof Material	Asphalt
Lot Area	9,788 sqft (0.225 acres)
Lot Dimensions	130 ft deep x 75 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Deck Area	160 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1403 DOVER RD
City	BLOOMINGTON
State	IL
Zip	61704-7616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	ROLLINGBROOK SUB 5TH ADD LOT 289
Legal Range	02E
Legal Township	23N
Legal Section	12
Legal Subdivision	ROLLINGBROOK SUB
Legal Lot Number	289
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2011
Census Tract	1108

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1403 DOVER RD, BLOOMINGTON, IL 61704-7616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Warranty Deed, Transfer · FHA Mortgage FIRST STATE MORTGAGE SERVICES LLC
Apr 17, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 28, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 23, 2020	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Sep 28, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
Sep 11, 2019	Deed of Trust, Mortgage · Line of Credit BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2024 · Amount on Record
Deed Sale	Jan 25, 2024 · Amount on Record
Prior Sale	Sep 28, 2020 · Amount on Record
Deed Document Number	20241094
Prior Transfer Date	Oct 15, 2020
Prior Transfer Doc	0000022555
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 25, 2024
Property Address	1403 DOVER RD, BLOOMINGTON, IL 61704-7616
Document Number	202400001094
Map Reference	DOC 1979-09827
Instrument Date	Jan 23, 2024
Instrument	2024-00001094
Transaction Type	Transfer
Record Updated	Feb 2, 2024
Title Company	ILLINOIS TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$268.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 DOVER RD, BLOOMINGTON, IL 61704-7616

Mortgage

Document Number	202400001095
Date	Jan 25, 2024
Instrument	2024-00001095

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1403 DOVER RD, BLOOMINGTON, IL 61704-7616
Transaction Type	Mortgage
Record Updated	Apr 26, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 DOVER RD, BLOOMINGTON, IL 61704-7616

Mortgage

Document Number	202300004795
Date	Apr 17, 2023
Instrument	2023-00004795

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Oct 1, 2050

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1403 DOVER RD, BLOOMINGTON, IL 61704-7616
Transaction Type	Mortgage
Record Updated	Apr 4, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 DOVER RD, BLOOMINGTON, IL 61704-7616

Mortgage

Document Number	202200005554
Date	Mar 28, 2022
Instrument	2022-00005554

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Oct 1, 2050

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Oct 23, 2020
Property Address	1403 DOVER RD, BLOOMINGTON, IL 61704-7616
Document Number	202000022555
Map Reference	DO 79-9827
Instrument Date	Oct 15, 2020
Instrument	2020-00022555
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1403 DOVER RD, BLOOMINGTON, IL 61704-7616

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 28, 2020
Property Address	1403 DOVER RD, BLOOMINGTON, IL 61704-7616
Document Number	202000019938
Map Reference	DOC 79-9827
Instrument Date	Sep 15, 2020
Instrument	2020-00019938
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 DOVER RD, BLOOMINGTON, IL 61704-7616

Mortgage

Document Number	202000019939
Date	Sep 28, 2020
Instrument	2020-00019939

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1403 DOVER RD, BLOOMINGTON, IL 61704-7616
Transaction Type	Mortgage
Record Updated	Sep 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900014383
Date	Sep 11, 2019
Instrument	2019-00014383

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 20, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$94,516 (+25.15%) Land $20,117 Building $74,399	$283,548 (+25.15%) Land $60,351 Building $223,197
2024	$6,789.00 (+16.85%)
2023	$5,810.00 (+9.81%)	$75,522 (+10.65%) Land $16,074 Building $59,448	$226,566 (+10.65%) Land $48,222 Building $178,344
2022	$5,291.00	$68,256 Land $14,528 Building $53,728	$204,768 Land $43,584 Building $161,184

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2025)
Most Recent Claim	Jun 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media.

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