Lawrence County property record for 1403 Charles St, Spearfish, SD 57783
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 2,169 sqft · built 1996 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,742 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 32652-00200-010-00 |
| Primary APN | 32652-00200-010-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Building Area | 2,169 sqft Living Area |
| 1st Floor Area | 1,381 sqft |
| Basement Area | 1,180 sqft |
| Unfinished Basement | 1,180 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 22,216 sqft (0.51 acres) |
| Garage Area | 776 sqft |
| Parking Spaces | 3 Parking Spaces |
| Account Number | R19689 |
|---|---|
| Street Address | 1403 CHARLES ST |
| City | SPEARFISH |
| State | SD |
| Zip | 57783-1660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RUBY RIDGE ADDITION LOT 1 BLK 2 PLAT 1995-03780 |
| Legal Subdivision | RUBY RIDGE ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | LAWRENCE SD |
| Township / Civil Division | SPEARFISH |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 966303 |
Source: Lawrence County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1403 CHARLES ST, SPEARFISH, SD 57783-1660 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Lawrence County assessment roll, as of September 2, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Lawrence County |
| Municipality | Spearfish City |
| Unified School District | Spearfish School District 40-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,742.00 (-1.91%) | $551,450 (+48.61%) Land $111,530 Building $439,920 | |
| 2024 | $5,854.00 (+21.2%) | ||
| 2023 | $466,060 Land $68,340 Building $397,720 | ||
| 2022 | $4,830.00 | $371,070 Land $52,010 Building $319,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 69% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPEARFISH serves 13,803 people · EPA ID SD4600311 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bluepeak Fiber · Cable | 5,000 / 5,000 |
| Midco Cable | 1,250 / 250 |
| Wisp West Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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