Hamilton County property record for 1403 Bailey Ave, Chattanooga, TN 37404
| Property Type | Duplex |
|---|---|
| Details | 3 ba · 3,088 sqft · built 1920 |
| Lot Size | 0.155 acres (6,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $600,000 (Sep 2026) |
| Tax Bill | $1,760 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Sep 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146J-H-006 |
| Primary APN | 146J-H-006 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Units | 4 Units |
| Stories | 2 Stories |
| Building Area | 3,088 sqft Total Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Duplex Single |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,750 sqft (0.155 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000075014 |
|---|---|
| Street Address | 1403 BAILEY AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-2967 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R3 |
| Legal Description | LT 13 BLK 7 HIGHLAND PARK ADDN NO 1 PB1 PG23 |
| Legal Subdivision | HIGHLAND PARK ADDN N |
| Legal Block | 7 |
| Legal Lot Number | 13 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 1100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1403 Bailey Ave, a duplex, is owned and occupied by two individuals who bought it in September 2026.
Source: Hamilton County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1403 BAILEY AVE, CHATTANOOGA, TN 37404-2967 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE MORTGAGE |
| Sep 20, 2023 | Deed of Trust, Mortgage BRANDON JERNIGAN |
| Aug 5, 2025 | Warranty Deed, Transfer |
| May 30, 2025 | Trustee's Deed, Foreclosure |
| Oct 31, 2022 | Warranty Deed, Transfer TRIDENT REALTY INVESTMENTS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2026 · Amount on File |
| Deed Sale | Sep 1, 2026 · Amount on File |
| Prior Sale | Aug 5, 2025 · Amount on File |
| Deed Document Number | 2026216 |
| Deed Book / Page | 14424 / 497 |
| Prior Transfer Date | May 13, 2025 |
| Prior Transfer Doc | 0000000117 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 1, 2026 |
| Property Address | 1403 BAILEY AVE, CHATTANOOGA, TN 37404-2967 |
| Document Number | 0000000216 |
| Book / Page | 14424 / 497 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 2026216 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2026 |
| Title Company | NORTHSHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $224,220.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1403 BAILEY AVE, CHATTANOOGA, TN 37404-2967 |
| Document Number | 0000000217, |
|---|---|
| Date | Sep 1, 2026 |
| Book Page | 14424/501 |
| Instrument | 20260901217 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1403 BAILEY AVE, CHATTANOOGA, TN 37404-2967 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Title Company | RINEY TITLE AND ESCROW LLC, KEY TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0000000148 |
|---|---|
| Date | Sep 20, 2023 |
| Book Page | 13403/871 |
| Instrument | 2023092000148 |
| Name | BRANDON JERNIGAN |
|---|---|
| Type | Private Party |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 5, 2025 |
| Property Address | 1403 BAILEY AVE, CHATTANOOGA, TN 37404-2967 |
| Document Number | 0000000074 |
| Book / Page | 14004 / 186 |
| Map Reference | MB 1 PG 23 |
| Instrument Date | Aug 4, 2025 |
| Instrument | 2025080500074 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,406.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 8 BIG ROCK RD, SIGNAL MOUNTAIN, TN 37377-2008 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 30, 2025 |
| Property Address | 1403 BAILEY AVE, CHATTANOOGA, TN 37404-2967 |
| Document Number | 0000000117 |
| Book / Page | 13936 / 989 |
| Map Reference | MB 1 PG23 |
| Instrument Date | May 13, 2025 |
| Instrument | 2025053000117 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 1, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,470.48 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 439 SOUTHERN DR, ROSSVILLE, GA 30741-6337 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 31, 2022 |
| Property Address | 1403 BAILEY AVE, CHATTANOOGA, TN 37404-2967 |
| Document Number | 0000000207 |
| Book / Page | 13130 / 548 |
| Map Reference | MB 1 PG 23 |
| Instrument Date | Oct 31, 2022 |
| Instrument | 2022103100207 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2026 |
| Title Company | RELI SETTLEMENT SOLUTIONS LLC, RELI SETTLEMENT SLN LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $999.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1616 CORINTH RD, LA FAYETTE, GA 30728-3855 |
| Document Number | 0131300552 |
|---|---|
| Date | Oct 31, 2022 |
| Instrument | 13130-0552 |
| Name | TRIDENT REALTY INVESTMENTS LLC |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 1403 Bailey Ave was $1,760, up 37.8% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,760.00 (+37.82%) | $116,160 (+103.36%) | $290,400 (+103.36%) Land $60,000 Building $230,400 |
| 2024 | $1,277.00 | $57,120 (-) | $142,800 (-) Land $50,000 Building $92,800 |
| 2023 | $1,277.00 | $57,120 | $142,800 Land $50,000 Building $92,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1403 Bailey Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1978–1981) |
| Most Recent Claim | Sep 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1403 Bailey Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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