Coles County property record for 1403 4th St, Charleston, IL 61920
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 2,832 sqft · built 1897 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Company Name on File |
| Last Sale | $125,000 (Jul 2018) |
| Tax Bill | $2,520 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage Jul 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-1-04840-000 |
| Primary APN | 02-1-04840-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 2,832 sqft Base Area |
| 1st Floor Area | 2,832 sqft |
| Basement Area | 708 sqft |
| Unfinished Basement | 708 sqft |
| Year Built | Built 1897 |
|---|---|
| Effective Year Built | Effective 1897 |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 115 ft deep x 59.8 ft wide |
| Street Address | 1403 4TH ST |
|---|---|
| City | CHARLESTON |
| State | IL |
| Zip | 61920-2782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A R BAILS ADD BLK 1 LOT 8 W 115 NW 1/4 SEC 14 T12N R09E |
| Legal Range | 09E |
| Legal Township | 12N |
| Legal Section | 14 |
| Legal Subdivision | A R BAILS ADD |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | COLES IL |
| Township / Civil Division | CHARLESTON |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 702 |
1403 4th St is owned by a company that bought it in July 2018.
Source: Coles County records, as of June 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 455 E PERSHING RD, DECATUR, IL 62526-2431 |
| Owner Type | Company |
| Vesting | Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK |
| Jul 30, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2018 · Amount on File |
| Deed Sale | Jul 30, 2018 · Amount on File |
| Deed Document Number | 2018777281 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Property Address | 1403 4TH ST, CHARLESTON, IL 61920-2782 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 201800778562 |
|---|---|
| Date | Oct 22, 2018 |
| Instrument | 201800778562 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 15, 2023 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLES IL |
| Recording Date | Jul 30, 2018 |
| Property Address | 1403 4TH ST, CHARLESTON, IL 61920-2782 |
| Document Number | 201800777281 |
| Instrument Date | Jul 30, 2018 |
| Instrument | 201800777281 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $187.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 455 E PERSHING RD, DECATUR, IL 62526-2431 |
The 2025 property tax bill for 1403 4th St was $2,520.
Source: Coles County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Coles County |
| County Subdivision | Charleston Township |
| Municipality | Charleston City |
| Unified School District | Charleston Community Unit School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,520.00 | $34,618 Land $3,618 Building $31,000 | $103,854 Land $10,854 Building $93,000 |
| 2023 | $28,688 Land $2,998 Building $25,690 | $86,064 Land $8,994 Building $77,070 | |
| 2020 | $2,521.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1403 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1403 4th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON serves 17,286 people · EPA ID IL0290100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Watch TV Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Nextlink, T-Mobile.
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