1403 3rd Ave N, Moorhead, MN 56560 Property Records

Clay County property record for 1403 3rd Ave N, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.27 acres (11,789 sqft)
Owner	2 Individual Names on File
Last Sale	$82,000 (May 2008)
Tax Bill	$3,220 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Feb 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`58.218.1230`

Property Details

APN / Parcel Number

Primary APN	`58.218.1230`

Exterior

Lot Area	11,789 sqft (0.27 acres)

Location & Zoning

Street Address	1403 3RD AVE N
City	MOORHEAD
State	MN
Zip	56560-2238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME ELDERS 1ST ADD SUBDIVISIONCD 58218 LOTS 24 TO 26 52
Legal Range	48
Legal Township	139
Legal Section	04
Legal Subdivision	ELDERS 1ST ADD
Legal Block	52
Legal Lot Number	24
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	2
Census Block	2028
Census Tract	30300

Owner

1403 3rd Ave N is owned and occupied by two individuals who acquired it in February 2021.

Source: Clay County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1403 3RD AVE N, MOORHEAD, MN 56560-2238
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Quit Claim Deed, Transfer · Conventional Mortgage MAGNIFI FINANCIAL CU
Feb 18, 2021	Transfer on Death Deed, Transfer
Mar 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2008 · Amount on File
Deed Sale	May 27, 2008 · Amount on File
Deed Document Number	2008656108
Last Transfer Date	Feb 12, 2021
Transfer Doc	0000812238
Record Updated	Oct 29, 2026

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MN
Recording Date	Apr 22, 2022
Property Address	1403 3RD AVE N, MOORHEAD, MN 56560-2238
Document Number	0000827772
Instrument Date	Apr 18, 2022
Instrument	827772
Transaction Type	Transfer
Record Updated	May 11, 2022
Title Company	TRN ABSTRACT AND TITLE, TRN ABSTRACT & TITLE

Transaction

Tax	$1.65
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1403 3RD ST S, 1403, MOORHEAD, MN 56560-4020

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1403 3RD ST S, MOORHEAD, MN 56560-4020

Mortgage

Document Number	0000827773
Date	Apr 22, 2022
Instrument	827773

Lender

Name	MAGNIFI FINANCIAL CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

February 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CLAY MN
Recording Date	Feb 18, 2021
Property Address	1403 3RD AVE N, MOORHEAD, MN 56560-2238
Document Number	0000812238
Instrument Date	Feb 12, 2021
Instrument	812238
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	1403 3RD AVE N, MOORHEAD, MN 56560-2238
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000767126
Date	Mar 31, 2017
Instrument	767126

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 3, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1403 3rd Ave N was $3,220.

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,220.00	$179,900 (+15.32%) Land $37,300 Building $142,600	$179,900 (+15.32%) Land $37,300 Building $142,600
2025		$156,000 Land $44,100 Building $111,900	$156,000 Land $44,100 Building $111,900
2023	$2,746.00	$138,200 Land $44,100 Building $94,100	$138,200 Land $44,100 Building $94,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1403 3rd Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1403 3rd Ave N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 1,000
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Fidium Fiber, Otter Tail Telecom, Verizon.

Nearby Properties on 3rd Ave N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures