1403 2nd St, Covington, IN 47932 Property Records

Fountain County property record for 1403 2nd St, Covington, IN 47932

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,772 sqft · built 1970
Lot Size	3.89 acres (169,448 sqft)
Owner	Individual Name on Record
Tax Bill	$2,657 (2025)
Deeds & Mortgages	May 2012 Mortgage Jun 2012 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`018B082640800100`

Property Details

APN / Parcel Number

Primary APN	`018B082640800100`
Alternative APNs	`23-06-26-408-001.000-016` `00000991965` `0180052800`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	3,772 sqft Living Area
1st Floor Area	3,772 sqft
Basement Area	708 sqft
Unfinished Basement	708 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	169,448 sqft (3.89 acres)
Lot Width	200 ft Width
Terrain	Low
Garage Type	Attached
Garage Area	812 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000991965
Street Address	1403 2ND ST
City	COVINGTON
State	IN
Zip	47932-8081
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COVIN
Legal Description	018-00528-00 SPT ESD W1/2 SE 26-20-9 3.394A FR (100X275 RR) SE 26-20-9 .5 0A LINDA J HERZOG REVOC TRUST W/LIFE EST MP B08-26-
Jurisdiction	FOUNTAIN IN
Township / Civil Division	TROY
Census Block Group	2
Census Block	2007
Census Tract	957800

Owner

Source: Fountain County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1403 2ND ST, COVINGTON, IN 47932-8081
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 17, 2012	Deed of Trust, Mortgage MAINSOURCE BANK
Jun 1, 2012	Deed of Trust, Mortgage · Line of Credit MAINSOURCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOUNTAIN IN
Property Address	1403 2ND ST, COVINGTON, IN 47932-8081
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 2ND ST, COVINGTON, IN 47932-8081

Mortgage

Document Number	0201201201
Date	May 17, 2012
Instrument	201201201

Lender

Name	MAINSOURCE BANK
Address	PO BOX 87, GREENSBURG, IN 47240

Agreement

Amount	Amount Recorded
Term	120 Months
Due	May 8, 2022

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOUNTAIN IN
Property Address	1403 2ND ST, COVINGTON, IN 47932-8081
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 2ND ST, COVINGTON, IN 47932-8081

Mortgage

Document Number	0201201306
Date	Jun 1, 2012
Instrument	201201306

Lender

Name	MAINSOURCE BANK
Type	Seller
Address	PO BOX 87, GREENSBURG, IN 47240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 10, 2022

Tax Assessment & Valuation

Source: Fountain County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Fountain County
County Subdivision	Troy Township
Municipality	Covington City
Unified School District	Covington Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,657.00 (-0.56%) Homeowner's exemption	$273,600 (+14.05%) Land $75,300 Building $198,300	$273,600 (+14.05%) Land $75,300 Building $198,300
2024	$2,672.00 (-5.58%)
2023	$2,830.00 (+6.39%)	$239,900 (+6.2%) Land $65,300 Building $174,600	$239,900 (+6.2%) Land $65,300 Building $174,600
2022	$2,660.00 Homeowner's exemption	$225,900 Land $62,400 Building $163,500	$225,900 Land $62,400 Building $163,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2013

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPARTMENT serves 2,645 people · EPA ID IN5223002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Nov 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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