14029 Graceham Rd, Thurmont, MD 21788 Property Records

Frederick County property record for 14029 Graceham Rd, Thurmont, MD 21788

Property Summary

Property TypeRural Home
Details1 ba · 960 sqft · built 1974
Lot Size13.9 acres (605,920 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Aug 1996)
Tax Bill$2,646 (2023)
Deeds & MortgagesNov 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN15-320656

Property Details

APN / Parcel Number

Primary APN15-320656
Alternative APN
  • 320656

Interior

Full Baths1 Bath
Stories1 Story
Building Area960 sqft Total Area
1st Floor Area960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area605,920 sqft (13.9 acres)
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area288 sqft
Deck Area120 sqft
Shed1 Shed
Shed Area672 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected

Location & Zoning

Account Number320656
Street Address14029 GRACEHAM RD
CityTHURMONT
StateMD
Zip21788-1343
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description13.91 AC E/S GRACEHAM RD EDGE OF TOWN
Legal SubdivisionEDGE TOWN
JurisdictionFREDERICK MD
Township / Civil Division15, THURMONT
Census Block Group4
Census Block4005
Census Tract753002

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address14029 GRACEHAM RD, THURMONT, MD 21788-1343
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 1996 · Amount on Record
Deed SaleAug 19, 1996 · Amount on Record
Deed Document Number964695
Record UpdatedJun 7, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address14029 GRACEHAM RD, THURMONT, MD 21788-1343
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0127220174
DateNov 21, 2018
Book Page12722/0174
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,646.00$228,200 Land $91,500 Building $136,700$228,200 Land $91,500 Building $136,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2018–2026)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
MN FWA Buyer
Fixed Wireless
100 / 30

May also be available: AT&T, EarthLink Business, Glo Fiber, T-Mobile, Xfinity.

Nearby Properties on Graceham Rd

Nearby Streets

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