Culpeper County property record for 14028 Ridgelea Ave, Culpeper, VA 22701 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,886 sqft · built 1980 |
| Lot Size | 2.03 acres (88,427 sqft) |
| Owner | Individual Name on File |
| Last Sale | $269,900 (Nov 2019) |
| Tax Bill | $1,708 (2025) |
| Deeds & Mortgages | May 2018 Line of Credit Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-C-1-5 |
| Primary APN | 31-C-1-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,886 sqft Living Area |
| 1st Floor Area | 1,103 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 88,427 sqft (2.03 acres) |
| Garage Area | 282 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 392 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 4623 |
|---|---|
| Street Address | 14028 RIDGELEA AVE |
| City | CULPEPER |
| State | VA |
| Zip | 22701-5379 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGELEA LOT 5 |
| Legal Subdivision | 289 |
| Legal Lot Number | 5 |
| Jurisdiction | CULPEPER VA |
| Township / Civil Division | STEVENSBURG |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 930104 |
Source: Culpeper County records · APN 31-C-1-5
Assessment roll updated November 7, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14028 RIDGELEA AVE, CULPEPER, VA 22701-5379 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| May 11, 2018 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK |
| Oct 29, 2020 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Nov 05, 2019 | Warranty Deed, Transfer · FHA Mortgage GEORGE MASON MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 05, 2019 · Amount on Record |
| Deed Sale | Nov 05, 2019 · Amount on Record |
| Deed Document Number | 20196010 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 14028 RIDGELEA AVE, CULPEPER, VA 22701-5379 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0180002524 |
|---|---|
| Date | May 11, 2018 |
| Instrument | 180002524 |
| Name | SUNTRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 14028 RIDGELEA AVE, CULPEPER, VA 22701-5379 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | VISIONET SYSTEMS INC |
| Name | Verified Name |
|---|
| Document Number | 0200007593 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 200007593 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Nov 05, 2019 |
| Property Address | 14028 RIDGELEA AVE, CULPEPER, VA 22701-5379 |
| Document Number | 190006010 |
| Instrument Date | Nov 01, 2019 |
| Instrument | 190006010 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | CARDINAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14028 RIDGELEA AVE, CULPEPER, VA 22701-5379 |
| Document Number | 190006011 |
|---|---|
| Date | Nov 05, 2019 |
| Instrument | 190006011 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Culpeper County records · Assessment roll updated November 7, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Culpeper County |
| Unified School District | Culpeper County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,708.00 (+0.06%) | $397,200 (+12.74%) Land $118,800 Building $278,400 | $397,200 (+12.74%) Land $118,800 Building $278,400 |
| 2024 | $1,707.00 (+5.37%) | ||
| 2023 | $1,620.00 | $352,300 Land $93,800 Building $258,500 | $352,300 Land $93,800 Building $258,500 |
Source: FEMA National Flood Hazard Layer, Culpeper County (51047C), updated February 25, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510479301041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 5,556 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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