14026 Valley Springs Rd, Poway, CA 92064 Property Records

San Diego County property record for 14026 Valley Springs Rd, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,471 sqft · built 1987
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$1,034,000 (Jun 2018)
Tax Bill	$13,539 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`275-793-38-00`

Property Details

APN / Parcel Number

Primary APN	`275-793-38-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,471 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	14026 VALLEY SPRINGS RD
City	POWAY
State	CA
Zip	92064-1445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD-1
Legal Description	LOT 74 TR 011320
Legal Subdivision	4092-R
Legal Tract	011320
Legal Block	1
Legal Lot Number	74
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	17053

Owner

14026 Valley Springs Rd is owned and occupied by two individuals who acquired it in December 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14026 VALLEY SPRINGS RD, POWAY, CA 92064-1445
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Line of Credit MISSION FEDERAL CREDIT UNION
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Dec 26, 2019	Quit Claim Deed, Transfer NAVY FCU
Jun 4, 2018	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2018 · Amount on File
Deed Sale	Jun 4, 2018 · Amount on File
Prior Sale	Jul 3, 1986 · Amount on File
Deed Document Number	2018224574
Last Transfer Date	Dec 19, 2019
Transfer Doc	0000606251
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 2, 2026
Property Address	14026 VALLEY SPRINGS RD, POWAY, CA 92064-1445
Document Number	0000189743
Instrument Date	Jun 26, 2026
Instrument	2026189743
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14026 VALLEY SPRINGS RD, POWAY, CA 92064-1445

Mortgage

Document Number	0000189743,
Date	Jul 2, 2026
Instrument	2026189743

Lender

Name	MISSION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 31, 2051

Interest

Rate	6.53%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14026 VALLEY SPRINGS RD, POWAY, CA 92064-1445
Transaction Type	Mortgage
Record Updated	Dec 7, 2021
Title Company	NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14026 VALLEY SPRINGS RD, POWAY, CA 92064-1445

Mortgage

Document Number	0000808924
Date	Nov 24, 2021
Instrument	2021-0808924

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 26, 2019
Property Address	14026 VALLEY SPRINGS RD, POWAY, CA 92064-1445
Document Number	0000606251
Instrument Date	Dec 19, 2019
Instrument	606251
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	14026 VALLEY SPRINGS RD POWAY CA 920641445, POWAY, CA 92064-1445

Mortgage

Document Number	606252
Date	Dec 26, 2019
Instrument	606252

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 4, 2018
Property Address	14026 VALLEY SPRINGS RD, POWAY, CA 92064-1445
Document Number	0000224574
Map Reference	MAP 11320
Instrument Date	Apr 30, 2018
Instrument	2018-0224574
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14026 VALLEY SPRINGS RD, POWAY, CA 92064-1445

Mortgage

Document Number	0000224575
Date	Jun 4, 2018
Instrument	2018-0224575

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 14026 Valley Springs Rd was $13,539 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,200,039 (+2%) Land $812,407 Building $387,632
2025	$13,539.00 Homeowner's exemption	$1,176,510 Land $796,478 Building $380,032
2023	$12,916.00 (+1.67%) Homeowner's exemption	$1,130,826 Land $765,550 Building $365,276
2022	$12,704.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 14026 Valley Springs Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1983–2010)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14026 Valley Springs Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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