14023 Gray Bear Cir, Cypress, TX 77429 Property Records

Harris County property record for 14023 Gray Bear Cir, Cypress, TX 77429

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,505 sqft · built 1998
Lot Size	0.172 acres (7,497 sqft)
Owner	2 Individual Names on File
Last Sale	$429,643 (Feb 2023)
Tax Bill	$6,226 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`118-514-023-0031`

Property Details

APN / Parcel Number

Primary APN	`118-514-023-0031`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,505 sqft Living Area
1st Floor Area	1,559 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,497 sqft (0.172 acres)
View / Lot	Primary
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1185140230031
Street Address	14023 GRAY BEAR CIR
City	CYPRESS
State	TX
Zip	77429-6353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 31 BLK 23 FAIRWOOD SEC 6 2ND AMEND
Legal Subdivision	FAIRWOOD SEC 6 2ND AMEND
Legal Block	23
Legal Lot Number	31
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	3
Census Block	3002
Census Tract	554502

Owner

14023 Gray Bear Cir is owned and occupied by two individuals who bought it in February 2023.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14023 GRAY BEAR CIR, CYPRESS, TX 77429-6353
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Feb 22, 2023	Vendor's Lien, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 19, 2022	Warranty Deed, Transfer
Mar 17, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Aug 2, 2019	Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2023 · Amount on File
Deed Sale	Feb 22, 2023 · Amount on File
Prior Sale	Oct 19, 2022
Deed Document Number	202360403
Prior Transfer Date	Jul 31, 2019
Prior Transfer Doc	0000337285
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	14023 GRAY BEAR CIR, CYPRESS, TX 77429-6353
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000137961
Date	Mar 17, 2021
Instrument	2021-137961

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

February 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Feb 22, 2023
Property Address	14023 GRAY BEAR CIR, CYPRESS, TX 77429-6353
Document Number	0000060403
Map Reference	MF 376026
Instrument Date	Feb 17, 2023
Instrument	2023-060403
Transaction Type	Transfer
Record Updated	Mar 14, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14023 GRAY BEAR CIR, CYPRESS, TX 77429-6353

Mortgage

Document Number	0000060404
Date	Feb 22, 2023
Instrument	2023-060404

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Oct 19, 2022
Property Address	14023 GRAY BEAR CIR, CYPRESS, TX 77429-6353
Document Number	0000514470
Map Reference	MF 376026
Instrument Date	Oct 17, 2022
Instrument	2022-514470
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	14023 GRAY BEAR CIR, CYPRESS, TX 77429-6353
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021137961
Date	Mar 17, 2021
Instrument	2021-137961

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Aug 2, 2019
Property Address	14023 GRAY BEAR CIR, CYPRESS, TX 77429-6353
Document Number	0000337285
Instrument Date	Jul 31, 2019
Instrument	337285
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14023 GRAY BEAR CIR CYPRESS TX 774296353, CYPRESS, TX 77429-6353

Mortgage

Document Number	337286
Date	Aug 2, 2019
Instrument	337286

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77027

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 14023 Gray Bear Cir was $6,226 with a homeowner's exemption, down 5.3% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$352,269 (+3.68%) Land $59,652 Building $292,617	$352,269 (+3.68%) Land $59,652 Building $292,617
2025	$6,226.00 (-5.28%) Homeowner's exemption	$339,752 Land $59,652 Building $280,100	$339,752 Land $59,652 Building $280,100
2024	$6,573.00
2023		$332,262 Land $59,652 Building $272,610	$332,262 Land $59,652 Building $272,610
2022	$4,833.00
2020	$3,171.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14023 Gray Bear Cir in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 179 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	8 (2001–2017)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 3 claims Hurricane Ike, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 14023 Gray Bear Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST HARRIS COUNTY MUD 5 serves 25,425 people · EPA ID TX1010884
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ezee Fiber.

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