14020 Vernon St, Oak Park, MI 48237 Property Records

Oakland County property record for 14020 Vernon St, Oak Park, MI 48237

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,160 sqft · built 1947
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$3,097 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-25-19-402-030`

Property Details

APN / Parcel Number

Primary APN	`52-25-19-402-030`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,160 sqft Living Area
1st Floor Area	928 sqft
Basement Area	928 sqft
Unfinished Basement	928 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	148 ft deep x 59 ft wide
Garage Area	453 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	174 sqft
Patio Area	283 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	14020 VERNON ST
City	OAK PARK
State	MI
Zip	48237-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T1N, R11E, SEC 19 KENWOOD PARK SUB NO 3 W 17 FT OF LOT 1270, ALL OF LOT 1271 & E 2 FT OF LOT 1272, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	19
Legal Subdivision	KENWOOD PARK SUB
Legal Lot Number	1270
Jurisdiction	OAKLAND MI
Township / Civil Division	OAK PARK
Census Block Group	2
Census Block	2002
Census Tract	171000

Owner

14020 Vernon St is owned and occupied by an individual.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	14020 VERNON ST, OAK PARK, MI 48237-1320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK
Mar 31, 2020	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Oct 28, 2017	Deed of Trust, Mortgage · VA Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Aug 26, 2026
Property Address	14020 VERNON ST, OAK PARK, MI 48237-1320
Document Number	0000127832
Book / Page	61497 / 32
Instrument Date	Aug 4, 2026
Instrument	2026127832
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14020 VERNON ST, OAK PARK, MI 48237-1320

Mortgage

Document Number	0000127832,
Date	Aug 26, 2026
Book Page	61497/32
Instrument	2026127832

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2056

Interest

Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	14020 VERNON ST, OAK PARK, MI 48237-1320
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059545
Date	Mar 31, 2020
Book Page	54012/589
Instrument	59545

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	14020 VERNON ST, OAK PARK, MI 48237-1320
Document Number	0000205341
Book / Page	051259 / 000400
Instrument Date	Oct 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14020 VERNON ST OAK PARK MI 482371320, OAK PARK, MI 48237-1320

Mortgage

Document Number	0000205341
Date	Nov 6, 2017
Book Page	051259/000400
Instrument	205341

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 14020 Vernon St was $3,097 with a homeowner's exemption, up 1.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Oak Park City
Unified School District	Berkley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,097.00 (+1.77%) Homeowner's exemption	$147,500 Land $26,200 Building $121,300	$295,000 Land $52,400 Building $242,600
2024	$3,043.00
2023		$118,700 Land $16,900 Building $101,800	$237,400 Land $33,800 Building $203,600
2022	$2,598.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14020 Vernon St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 14020 Vernon St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK PARK serves 29,654 people · EPA ID MI0004880
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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