14020 Borgman St, Oak Park, MI 48237 Property Records

Oakland County property record for 14020 Borgman St, Oak Park, MI 48237

Property Summary

Property Type	Single Family Home
Details	1 ba · 915 sqft · built 1948
Lot Size	0.133 acres (5,793 sqft)
Owner	Individual Name on File
Last Sale	$261,000 (Jun 2026)
Tax Bill	$3,543 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`52-25-19-230-012`

Property Details

APN / Parcel Number

Primary APN	`52-25-19-230-012`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	915 sqft Living Area
1st Floor Area	725 sqft
Basement Area	725 sqft
Unfinished Basement	725 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	5,793 sqft (0.133 acres)
Lot Dimensions	121 ft deep x 48 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	14020 BORGMAN ST
City	OAK PARK
State	MI
Zip	48237-1132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T1N, R11E, SEC 19 NORTHAVEN SUB E 13 FT OF LOT 195 & W 35 FT OF LOT 196
Legal Range	11E
Legal Township	01N
Legal Section	19
Legal Subdivision	19 NORTHAVEN SUB
Legal Lot Number	195-196
Jurisdiction	OAKLAND MI
Township / Civil Division	OAK PARK
Census Block Group	1
Census Block	1007
Census Tract	171000

Owner

14020 Borgman St is owned and occupied by an individual who bought it in June 2026.

Source: Oakland County records, as of June 18, 2026

Owner of Record	Individual Name on File
Mailing Address	14020 BORGMAN ST, OAK PARK, MI 48237-1132
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Jun 10, 2026	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2026 · Amount on File
Deed Sale	Jun 10, 2026 · Amount on File
Prior Sale	Nov 30, 2016 · Amount on File
Deed Document Number	202682592
Deed Book / Page	61279 / 364
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 10, 2026
Property Address	14020 BORGMAN ST, OAK PARK, MI 48237-1132
Document Number	0000082592
Book / Page	61279 / 364
Instrument Date	Jun 4, 2026
Instrument	202682592
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$197,707.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14020 BORGMAN ST, OAK PARK, MI 48237-1132

Mortgage

Document Number	0000082408,
Date	Jun 10, 2026
Instrument	202682408

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 10, 2026
Property Address	14020 BORGMAN ST, OAK PARK, MI 48237-1132
Document Number	20260082592
Book / Page	61279 / 364
Instrument Date	Jun 4, 2026
Instrument	202682592
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$197,707.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14020 BORGMAN ST, OAK PARK, MI 48237-1132

Mortgage

Document Number	0000082408,
Date	Jun 10, 2026
Instrument	202682408

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 14020 Borgman St was $3,543 with a homeowner's exemption, up 1.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Oak Park City
Unified School District	Berkley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,543.00 (+1.78%) Homeowner's exemption	$103,500 Land $22,200 Building $81,300	$207,000 Land $44,400 Building $162,600
2024	$3,481.00
2023		$91,000 Land $15,900 Building $75,100	$182,000 Land $31,800 Building $150,200
2022	$2,973.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14020 Borgman St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 14020 Borgman St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK PARK serves 29,654 people · EPA ID MI0004880
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 820 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, Verizon, WOW Internet, Cable & Phone.

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