1402 Zaragoza St, Laredo, TX 78040 Property Records

Webb County property record for 1402 Zaragoza St, Laredo, TX 78040

Property Summary

Property TypeCommercial
Details8,216 sqft · built 1980
Lot Size0.082 acres (3,556 sqft)
OwnerCompany Name on File
Last Sale$358,400 (Aug 2021)
Tax Bill$2,528 (2025)
Deeds & MortgagesJul 2026 Mortgage
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN101-00006-060

Property Details

APN / Parcel Number

Primary APN101-00006-060
Alternative APN
  • 159675

Interior

Building Area8,216 sqft Gross Area
1st Floor Area6,416 sqft
Basement Area1,800 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area3,556 sqft (0.082 acres)
Lot Dimensions111 ft deep x 32 ft wide
PorchOpen Porch
Porch Area528 sqft
Total Buildings2 Buildings

Location & Zoning

Street Address1402 ZARAGOZA ST
CityLAREDO
StateTX
Zip78040-5906
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeCBD
Legal DescriptionE32.41 OF 6 BLK 6 WD
Legal SubdivisionWESTERN -- BLOCKS 1 - 50
Legal Block6
Legal Lot Number6
JurisdictionWEBB TX
Township / Civil DivisionLAREDO
Census Block Group3
Census Block3075
Census Tract1900

Owner

1402 Zaragoza St, a commercial property, is owned by a company that bought it in August 2021.

Source: Webb County records, as of September 1, 2026

Owner of RecordCompany Name on File
Mailing Address1402 ZARAGOZA ST, LAREDO, TX 78040-5906
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2026Deed of Trust, Mortgage · Conventional Mortgage
TEXAS COMMUNITY BANK
Aug 20, 2021Vendor's Lien, Transfer
TEXAS COMMUNITY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2021 · Amount on File
Deed SaleAug 20, 2021 · Amount on File
Prior SaleNov 19, 2018 · Amount on File
Deed Document Number20211439554
Deed Book / Page5095 / 287
Prior Transfer DateNov 8, 2018
Prior Transfer Doc0001345114
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Recording DateJul 2, 2026
Property Address1402 ZARAGOZA ST, LAREDO, TX 78040-5906
Document Number0001591881
Book / Page6068 / 468
Instrument DateJun 21, 2026
Instrument20261591881
Transaction TypeMortgage
Record UpdatedJul 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany, 103
Address324 GRAFTON TER, FREMONT, CA 94539-7061

Mortgage

Document Number0001591881,
DateJul 2, 2026
Book Page6068/468
Instrument20261591881
Lender
NameTEXAS COMMUNITY BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate6.51%
Max Rate-1%

August 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateAug 20, 2021
Property Address1402 ZARAGOZA ST, LAREDO, TX 78040-5906
Document Number005095/287
Book / Page5095 / 287
Instrument DateJul 9, 2021
Instrument1439554
Transaction TypeTransfer
Record UpdatedJan 12, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address324 GRAFTON TER, FREMONT, CA 94539-7061

Transferred To (Grantee/Buyer)

NameVerified Name
Address1402 ZARAGOZA ST, LAREDO, TX 78040-5906

Mortgage

DateAug 20, 2021
Lender
NameTEXAS COMMUNITY BANK
TypeBank
Special NotesSeller Financed
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1402 Zaragoza St was $2,528, down 1.6% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictLaredo Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$452,026 (+26.22%) Land $62,230 Building $389,796$452,026 (+26.22%) Land $62,230 Building $389,796
2025$2,528.00 (-1.56%)$358,114 Land $62,230 Building $295,884$358,114 Land $62,230 Building $295,884
2024$2,568.00
2023$414,156 Land $62,230 Building $351,926$414,156 Land $62,230 Building $351,926
2022$2,444.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1402 Zaragoza St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims11 (1979–2017)
Claims Outside the SFHA4 of 11
Most Recent ClaimMay 2017 · other causes
Claims by Event
  • Hurricane Alex, Jul 2010 · 4 claims
  • Tropical Storm Charley, Aug 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1402 Zaragoza St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

May also be available: Autophone, Metronet, Smartcom Telephone, Spectrum, T-Mobile.

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