1402 Winchester Rd, Irvine, KY 40336 Property Records

Estill County property record for 1402 Winchester Rd, Irvine, KY 40336

Property Summary

Property TypeConvenience Store
Details3,254 sqft · built 2016
Lot Size1 acres (43,560 sqft)
OwnerCompany Name on Record
Last Sale$12,500,000 (Oct 2015)
Tax Bill$9,327 (2025)
Deeds & MortgagesJul 2026 Construction Loan
Jan 2026 Line of Credit
+ 2 more
Flood ZoneZone AE (high risk)
APN070-10-00-011.08

Property Details

APN / Parcel Number

Primary APN070-10-00-011.08
Alternative APN
  • 25833 1

Interior

Stories1 Story
Building Area3,254 sqft Total Area

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialWood
Construction TypeFrame
Lot Area43,560 sqft (1 acres)
TerrainRolling
DrivewayConcrete Driveway
Quonset Hut3,254 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number25833 1
Street Address1402 WINCHESTER RD
CityIRVINE
StateKY
Zip40336-8789
Property CategoryCommercial
Property TypeCommercial > Retail > Convenience Store
Legal Description1402 WINCHESTER RD TRACT & BLDG
JurisdictionESTILL KY
Township / Civil DivisionIRVINE
Census Block Group2
Census Block2002
Census Tract920202

Owner

Source: Estill County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 446, CHAVIES, KY 41727-0446
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2026Deed of Trust, Mortgage · Construction Mortgage
WHITAKER BANK INC
Jan 5, 2026Deed of Trust, Mortgage · Line of Credit
WHITAKER BANK INC
Oct 1, 2025Deed of Trust, Mortgage · Line of Credit
WHITAKER BANK INC
Nov 15, 2021Deed of Trust, Mortgage · Commercial Mortgage
WHITAKER BANK INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 10, 2015 · Amount on Record
Deed SaleOct 10, 2015 · Amount on Record
Deed Document Number2015233684
Deed Book / Page305 / 708
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESTILL KY
Recording DateJul 7, 2026
Property Address1402 WINCHESTER RD, IRVINE, KY 40336-8789
Document Number0000263311
Book / Page13 / 422
Instrument DateJul 2, 2026
Instrument2026263311
Transaction TypeMortgage
Record UpdatedJul 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address57 HAZARD DUKE DR, CHAVIES, KY 41727-8674

Mortgage

Document Number0000263311,
DateJul 7, 2026
Book Page13/422
Instrument2026263311
Lender
NameWHITAKER BANK INC
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term4 Months
DueNov 10, 2026
Interest
Rate TypeAdjustable Rate
Rate6.48%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESTILL KY
Property Address1402 WINCHESTER RD, IRVINE, KY 40336-8789
Transaction TypeMortgage
Record UpdatedJan 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 446, CHAVIES, KY 41727-0446

Mortgage

Document Number00ME13/191
DateJan 5, 2026
Book PageME13/191
Instrument256407
Lender
NameWHITAKER BANK INC
TypeBank
AddressLEXINGTON, KY 40555
Agreement
TypeLine of Credit
AmountAmount Recorded
Term10 Months
DueNov 10, 2026
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESTILL KY
Property Address1402 WINCHESTER RD, IRVINE, KY 40336-8789
Transaction TypeMortgage
Record UpdatedOct 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 446, CHAVIES, KY 41727-0446

Mortgage

Document Number000MC13/40
DateOct 1, 2025
Book PageMC13/40
Instrument269297
Lender
NameWHITAKER BANK INC
TypeBank
AddressLEXINGTON, KY 40555
Agreement
TypeLine of Credit
AmountAmount Recorded
Term13 Months
DueNov 10, 2026
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESTILL KY
Property Address1402 WINCHESTER RD, IRVINE, KY 40336-8789
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00000M11/9
DateNov 15, 2021
Book PageM11/9
Instrument252323
Lender
NameWHITAKER BANK INC
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueNov 10, 2026
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Estill County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyEstill County
Unified School DistrictEstill County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,327.00 (-1.86%)$885,000 (-) Land $125,000 Building $760,000$885,000 (-) Land $125,000 Building $760,000
2023$9,504.00$885,000 Land $125,000 Building $760,000$885,000 Land $125,000 Building $760,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 24, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies7 in force
Nearby Flood Claims4 (2019–2025)
Most Recent ClaimFeb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 2 claims
  • Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 67% of Kentucky
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIRVINE MUNICIPAL UTILITIES
serves 5,649 people · EPA ID KY0330205
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Nov 2019
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureOrganic carbon removal
Oct 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Irvine Community Television
Fiber · Cable
2,000 / 2,000
Starlink
Satellite
280 / 30

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