1402 Spruce St, Buffalo, IA 52728 Property Records

Scott County property record for 1402 Spruce St, Buffalo, IA 52728

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,148 sqft · built 1954
Lot Size1.68 acres (73,311 sqft)
OwnerIndividual Name on File
Tax Bill$3,874 (2026)
Deeds & MortgagesMar 2023 Transfer
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN722135005

Property Details

APN / Parcel Number

Primary APN722135005

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,148 sqft Living Area
1st Floor Area1,456 sqft
Basement Area1,456 sqft
Finished Basement375 sqft
Unfinished Basement1,081 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleConventional
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeHip
Roof MaterialAsphalt
Lot Area73,311 sqft (1.68 acres)
Garage TypeMixed
Garage Area1,344 sqft
Parking Spaces6 Parking Spaces
PorchEnclosed Porch
Porch Area448 sqft
Patio Area612 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant

Location & Zoning

Street Address1402 SPRUCE ST
CityBUFFALO
StateIA
Zip52728-7791
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC:21 TWP:77 RNG:02PT NE SW COM 150' WNE COR NE SW:S0D02'W431.8'-N85D22'W 152.34'-N0D17'E 420.25'- S89D42'E 150' TO BEG AKA
Legal Range02W
Legal Township77N
Legal Section21
Legal SubdivisionMETES & BOUNDS
Legal TractA
JurisdictionSCOTT IA
Township / Civil DivisionBUFFALO
Census Block Group3
Census Block3013
Census Tract10401

Owner

1402 Spruce St is owned and occupied by an individual.

Source: Scott County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 643, BUFFALO, IA 52728-0643
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2023Affidavit of Death of Joint Tenant, Transfer
Nov 7, 2017Deed of Trust, Mortgage
BLUE GRASS SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

March 2023: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionSCOTT IA
Recording DateMar 10, 2023
Property Address1402 SPRUCE ST, BUFFALO, IA 52728-7791
Document Number202300003965
Map ReferenceDOC 2002-27926
Instrument DateMar 7, 2023
Instrument202300003965
Transaction TypeTransfer
Record UpdatedJun 19, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT IA
Property Address1402 SPRUCE ST, BUFFALO, IA 52728-7791
Transaction TypeMortgage
Record UpdatedNov 29, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2017-00030828
DateNov 7, 2017
Instrument2017-00030828
Lender
NameBLUE GRASS SAVINGS BANK
TypeBank
AddressBLUE GRASS, IA 52726
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1402 Spruce St was $3,874 with a homeowner's exemption.

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityBuffalo City
CountyScott County
Unified School DistrictDavenport Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,874.00$275,200 (-) Land $50,800 Building $224,400$275,200 (-) Land $50,800 Building $224,400
2025$3,874.00 (-4.39%) Homeowner's exemption$275,200 Land $50,800 Building $224,400$275,200 Land $50,800 Building $224,400
2024$4,052.00
2023$268,900 Land $50,800 Building $218,100$268,900 Land $50,800 Building $218,100
2022$3,172.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1402 Spruce St in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims41 (1982–2019)
Claims Outside the SFHA12 of 41
Most Recent ClaimMay 2019 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2019 · 10 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 8 claims
  • Severe Storms, Tornadoes And Flooding, May 2001 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1402 Spruce St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 71% of Iowa
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBUFFALO WATER SUPPLY
serves 1,176 people · EPA ID IA8218050
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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