Oakland County property record for 1402 Smith Ave, Royal Oak, MI 48073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,274 sqft · built 1950 |
| Lot Size | 0.164 acres (7,144 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Nov 2023) |
| Tax Bill | $5,163 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Nov 2023 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 72-25-09-307-013 |
| Primary APN | 72-25-09-307-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,274 sqft Living Area |
| 1st Floor Area | 1,019 sqft |
| Basement Area | 1,019 sqft |
| Finished Basement | 1,036 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,144 sqft (0.164 acres) |
| Lot Dimensions | 130 ft deep x 55 ft wide |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 164 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1402 SMITH AVE |
|---|---|
| City | ROYAL OAK |
| State | MI |
| Zip | 48073-3192 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ONE FAM |
| Legal Description | T1N, R11E, SEC 9 NORTHWOOD SUB NO 8 NELY 20 FT OF LOT 1215 & SWLY 35 FT OF LOT 1216, ALSO 1/2 OF VAC ALLEY ADJ TO SAME |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 09 |
| Legal Subdivision | NORTHWOOD NO 8 |
| Legal Lot Number | 1215 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ROYAL OAK |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 183700 |
1402 Smith Ave is owned and occupied by an individual who bought it in November 2023.
Source: Oakland County records, as of July 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1402 SMITH AVE, ROYAL OAK, MI 48073-3192 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BETTER RATE MORTGAGE |
| Nov 22, 2023 | Warranty Deed, Transfer · Construction Mortgage TOWNE MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2023 · Amount on File |
| Deed Sale | Nov 22, 2023 · Amount on File |
| Deed Document Number | 2023127835 |
| Deed Book / Page | 59023 / 48 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1402 SMITH AVE, ROYAL OAK, MI 48073-3192 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1402 SMITH AVE, ROYAL OAK, MI 48073-3192 |
| Document Number | 20260021332 |
|---|---|
| Date | Feb 20, 2026 |
| Book Page | 60959/1 |
| Instrument | 20260021332 |
| Name | BETTER RATE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 22, 2023 |
| Property Address | 1402 SMITH AVE, ROYAL OAK, MI 48073-3192 |
| Document Number | 0000127835 |
| Book / Page | 59023 / 48 |
| Map Reference | LB 36 PG 49 |
| Instrument Date | Nov 16, 2023 |
| Instrument | 127835 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,137.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 500 GREENGATE CIR, AIKEN, SC 29803-7470 |
| Name | Verified Name |
|---|---|
| Address | 1402 SMITH AVE, ROYAL OAK, MI 48073-3192 |
| Document Number | 0000127201 |
|---|---|
| Date | Nov 21, 2023 |
| Book Page | 59019/495 |
| Instrument | 127201 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
The 2025 property tax bill for 1402 Smith Ave was $5,163 with a homeowner's exemption, down 13.1% from the year before.
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Royal Oak City |
| Unified School District | Royal Oak City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,163.00 (-13.07%) Homeowner's exemption | $157,690 | $315,380 |
| 2024 | $5,939.00 | ||
| 2022 | $4,019.00 | ||
| 2018 | $115,610 | $231,220 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1402 Smith Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1402 Smith Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures