1402 Rocky Ridge Rd, Dell Rapids, SD 57022 Property Records

Minnehaha County property record for 1402 Rocky Ridge Rd, Dell Rapids, SD 57022

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,996 sqft · built 2015
Lot Size	0.395 acres (17,202 sqft)
Owner	2 Trust Names on File
Last Sale	$62,000 (Jul 2015)
Tax Bill	$7,412 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Oct 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-04-08-228-013-000`

Property Details

APN / Parcel Number

Primary APN	`01-04-08-228-013-000`
Alternative APN	`88136`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,996 sqft Finished Area
1st Floor Area	1,996 sqft
Basement Area	1,996 sqft
Finished Basement	240 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,202 sqft (0.395 acres)
Lot Dimensions	156 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	920 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	234 sqft
Deck Area	180 sqft
Patio Area	908 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	88136
Street Address	1402 ROCKY RIDGE RD
City	DELL RAPIDS
State	SD
Zip	57022-1538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLOCK 8 SPRUCE GLEN ADDN TO CITY OF DELL RAPIDS
Legal Subdivision	SPRUCE GLEN ADDN
Legal Block	8
Legal Lot Number	11
Jurisdiction	MINNEHAHA SD
Township / Civil Division	DELL RAPIDS
Census Block Group	3
Census Block	3017
Census Tract	10102

Owner

1402 Rocky Ridge Rd is owner-occupied and held in a trust since July 2015.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1402 ROCKY RIDGE RD, DELL RAPIDS, SD 57022-1538
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Deed of Trust, Mortgage · Line of Credit FIRST BANK & TRUST
Oct 19, 2022	Deed of Trust, Mortgage · Line of Credit FIRST BANK & TRUST
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2015 · Amount on File
Deed Sale	Jul 16, 2015 · Amount on File
Deed Document Number	2015516442
Deed Book / Page	563 / 625
Prior Transfer Date	Jul 13, 2015
Prior Transfer Doc	000563/625
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1402 ROCKY RIDGE RD, DELL RAPIDS, SD 57022-1538
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1402 ROCKY RIDGE RD, DELL RAPIDS, SD 57022-1538

Mortgage

Document Number	MTG1974/646
Date	Sep 5, 2023
Book Page	MTG 1974/646

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	SIOUX FALLS, SD 57101

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1402 ROCKY RIDGE RD, DELL RAPIDS, SD 57022-1538
Transaction Type	Mortgage
Record Updated	Nov 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1961MTG/332
Date	Oct 19, 2022
Book Page	1961 MTG/332

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	SIOUX FALLS, SD 57101

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1402 ROCKY RIDGE RD, DELL RAPIDS, SD 57022-1538
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1884MTG/960
Date	May 15, 2020
Book Page	1884 MTG/960

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1402 Rocky Ridge Rd was $7,412.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
County Subdivision	Dell Rapids Township
Unified School District	Dell Rapids School District 49-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$553,445 (+1.61%) Land $63,791 Building $489,654	$553,445 Land $63,791 Building $489,654
2025	$7,412.00	$544,700 (-5.58%) Land $64,500 Building $480,200
2024	$7,412.00	$576,900 Land $92,000 Building $484,900
2022	$7,388.00	$489,800 Land $56,100 Building $433,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1402 Rocky Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Sep 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1402 Rocky Ridge Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of South Dakota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELL RAPIDS serves 3,633 people · EPA ID SD4600105
Water Source	Purchased groundwater from MINNEHAHA COMMUNITY WATER CORP
Last State Inspection	Aug 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Golden West Telecommunications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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