1402 River Oak Dr, Naperville, IL 60565 Property Records

DuPage County property record for 1402 River Oak Dr, Naperville, IL 60565

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,584 sqft · built 1984
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$270,500 (Aug 2004)
Tax Bill$7,924 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN08-33-307-010

Property Details

APN / Parcel Number

Primary APN08-33-307-010

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,584 sqft Living Area
Gross Area2,076 sqft
1st Floor Area792 sqft
2nd Floor Area792 sqft
Basement Area492 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleColonial
Exterior MaterialBrick
Lot Area8,276 sqft (0.19 acres)
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address1402 RIVER OAK DR
CityNAPERVILLE
StateIL
Zip60565-2995
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionUNIVERSITY HEIGHTS UNIT 3A SUB & PUD ALL
Legal SubdivisionUNIVERSITY HEIGHTS UNIT 3A SUB
Legal Lot Number742
Legal Unit3
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group1
Census Block1001
Census Tract846201

Owner

1402 River Oak Dr is owned and occupied by an individual who acquired it in May 2015.

Source: DuPage County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address1402 RIVER OAK DR, NAPERVILLE, IL 60565-2995
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2004 · Amount on File
Deed SaleAug 3, 2004 · Amount on File
Deed Document Number2004208177
Last Transfer DateMay 5, 2015
Transfer Doc0000049207
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1402 RIVER OAK DR, NAPERVILLE, IL 60565-2995
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyNATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000153043
DateOct 18, 2021
InstrumentR2021-153043
Lender
NameNEIGHBORHOOD LOANS
TypeMortgage Company
AddressDOWNERS GROVE, IL 60515
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1402 River Oak Dr was $7,924 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,924.00$143,782 Land $61,884 Building $81,898$431,346 Land $185,652 Building $245,694
2022$6,924.00 Homeowner's exemption$113,000 Land $48,640 Building $64,360$339,000 Land $145,920 Building $193,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1402 River Oak Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1402 River Oak Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

Nearby Properties on River Oak Dr

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