1402 Powder Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1402 Powder Dr, O Fallon, MO 63366 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,057 sqft · built 2005
Lot Size	5.45 acres (237,402 sqft)
Owner	2 Individual Names on File
Last Sale	$931,000 (Dec 2022)
Tax Bill	$10,722 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`A982000784`

Property Details

APN / Parcel Number

Primary APN	`A982000784`
Alternative APN	`2-0105-7743-00-0018.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	5,057 sqft Living Area
Gross Area	6,342 sqft
1st Floor Area	2,819 sqft
Basement Area	2,797 sqft
Finished Basement	2,238 sqft
Unfinished Basement	559 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	237,402 sqft (5.45 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	726 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	184 sqft

Location & Zoning

Account Number	A982000784
Street Address	1402 POWDER DR
City	O FALLON
State	MO
Zip	63366-1395
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT EST LOT 18
Legal Subdivision	SUMMIT EST
Legal Lot Number	18
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2000
Census Tract	312095

Owner

Source: St. Charles County records · APN A982000784

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1402 POWDER DR, O FALLON, MO 63366-1395
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Dec 02, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE CORP
Nov 10, 2020	Warranty Deed, Transfer GUILD MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 02, 2022 · Amount on Record
Deed Sale	Dec 02, 2022 · Amount on Record
Prior Sale	Nov 10, 2020 · Amount on Record
Deed Document Number	202263860
Prior Transfer Date	Apr 24, 2017
Prior Transfer Doc	0067510614
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1402 POWDER DR, O FALLON, MO 63366-1395
Transaction Type	Mortgage
Record Updated	Jan 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1402 POWDER DR, O FALLON, MO 63366-1395

Mortgage

Document Number	0000072645
Date	Aug 30, 2021
Instrument	2021R-072645

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 02, 2022
Property Address	1402 POWDER DR, O FALLON, MO 63366-1395
Document Number	0000063860
Map Reference	MB 34 PG 118-121
Instrument Date	Nov 28, 2022
Instrument	2022R-063860
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12915 206TH CT SE, ISSAQUAH, WA 98027-8563

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1402 POWDER DR, O FALLON, MO 63366-1395

Mortgage

Document Number	0000063861
Date	Dec 02, 2022
Instrument	2022R-063861

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 10, 2020
Property Address	1402 POWDER DR, O FALLON, MO 63366-1395
Document Number	0000087014
Instrument Date	Nov 06, 2020
Instrument	87014
Transaction Type	Transfer
Record Updated	Mar 04, 2021
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1402 POWDER DR O FALLON MO 633661395, O FALLON, MO 63366-1395

Mortgage

Document Number	87015
Date	Nov 10, 2020
Instrument	87015

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 09, 2050

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,722.00 (+7.96%)	$175,863 (+11.05%)	$925,600 (+11.05%) Land $163,500 Building $762,100
2024	$9,931.00
2023		$158,370
2022			$833,525 Land $163,500 Building $670,025

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833120952, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2022)
Most Recent Claim	Jul 2022, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 46% of Missouri
Wildfire Likelihood	About 1 in 1,724 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Wisper ISP, Gateway Fiber Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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