1402 Olivia St, Apt 2, Key West, FL 33040 Property Records

Monroe County property record for 1402 Olivia St, Apt 2, Key West, FL 33040

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 610 sqft · built 1943
Lot Size	0.112 acres (4,865 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Jan 2020)
Tax Bill	$3,969 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`00024180-000102`

Property Details

APN / Parcel Number

Primary APN	`00024180-000102`
Alternative APN	`8915454`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Units	5 Units
Building Area	610 sqft Living Area

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Condo/Apartment
Lot Area	4,865 sqft (0.112 acres)

Location & Zoning

Account Number	8915454
Street Address	1402 OLIVIA ST, 2
City	KEY WEST
State	FL
Zip	33040-7211
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	HHDR
Legal Description	UNIT 2 CASA OLIVIA, A CONDOMINIUM OR1498-1626 OR2352-2426/27 OR2942-0521 OR3006-1441
Legal Range	25E
Legal Township	68S
Legal Section	05
Legal Subdivision	ALBURYS BENJ
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	1
Census Block	1015
Census Tract	972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of June 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	308 BEACH RD, HAMPTON, VA 23664-2006
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jan 31, 2020	Warranty Deed, Transfer · Conventional Mortgage OVM FINANCIAL INC
Dec 27, 2018	Warranty Deed, Transfer · Conventional Mortgage IBERIABANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2020 · Amount on Record
Deed Sale	Jan 31, 2020 · Amount on Record
Prior Sale	Dec 27, 2018 · Amount on Record
Deed Document Number	20202254256
Deed Book / Page	3006 / 1441
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1402 OLIVIA ST APT 2, 2, KEY WEST, FL 33040-7211
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030271298
Date	Jun 18, 2020
Book Page	3027/1298
Instrument	2269899

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jan 31, 2020
Property Address	1402 OLIVIA ST APT 2, 2, KEY WEST, FL 33040-7211
Document Number	0030061441
Book / Page	3006 / 1441
Map Reference	MB 1482 PG 1916
Instrument Date	Jan 29, 2020
Instrument	2254256
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 HARRISON ST, 100, VERONA, NJ 07044-1205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1402 OLIVIA ST APT 2, 2, KEY WEST, FL 33040-7211

Mortgage

Document Number	0030061443
Date	Jan 31, 2020
Instrument	3006/1443

Lender

Name	OVM FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Dec 27, 2018
Property Address	1402 OLIVIA ST APT 2, 2, KEY WEST, FL 33040-7211
Document Number	0029420521
Book / Page	2942 / 0521
Map Reference	MB 1482 PG 1916
Instrument Date	Dec 20, 2018
Instrument	2199808
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 KINGS WAY # WAY603B, 40, WALTHAM, MA 02451-9027

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14 SHORE RD, WAYNE, NJ 07470-6321

Mortgage

Document Number	0002199809
Date	Dec 27, 2018
Instrument	2199809

Lender

Name	IBERIABANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,969.00 (+11.9%)	$421,384 (+49.43%) Building $421,384	$421,384 (-14.78%) Building $421,384
2024	$3,547.00 (+45.55%)
2023	$2,437.00 (+4.77%) Senior Citizen's exemption	$281,993 (+3%) Building $281,993	$494,447 (+9.37%) Building $494,447
2022	$2,326.00 Senior Citizen's exemption	$273,780 Building $273,780	$452,090 Building $452,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 156 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	167 units insured incl. 11 condo units
Nearby Flood Claims	5 (1998–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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