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1402 Merganser Loop, Lakeland, FL 33813 Property Records

Polk County property record for 1402 Merganser Loop, Lakeland, FL 33813

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,234 sqft · built 2017
Lot Size0.223 acres (9,723 sqft)
OwnerIndividual Name on File
Last Sale$289,900 (Aug 2018)
Tax Bill$4,979 (2025)
Deeds & MortgagesMar 2022 Mortgage
Mar 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN24-29-20-286561-000290

Property Details

APN / Parcel Number

Primary APN24-29-20-286561-000290
Alternative APNs
  • 242920286559000290
  • 202924286561000290
  • 02924000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,234 sqft Living Area
Gross Area2,674 sqft
1st Floor Area2,234 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area9,723 sqft (0.223 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area440 sqft
PorchUnfinished Open Porch
Porch Area510 sqft

Location & Zoning

Street Address1402 MERGANSER LOOP
CityLAKELAND
StateFL
Zip33813-2713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHALLAM PRESERVE WEST A PHASE TWO - A PB 162 PGS 36-37 LOT 29
Legal Range24E
Legal Township29S
Legal Section20
Legal SubdivisionHALLAM PRESERVE WEST A PHASE TWO - A
Legal Phase2
Legal Block4
Legal Lot Number29
JurisdictionPOLK FL
Township / Civil DivisionBARTOW
Census Block Group4
Census Block4022
Census Tract14804

Owner

Source: Polk County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1402 MERGANSER LOOP, LAKELAND, FL 33813-2713
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2022Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 24, 2018Warranty Deed, Subdivision Related Transfer · FHA Mortgage
HOMEBRIDGE FIN'L SVCS INC
May 10, 2017Warranty Deed, Transfer
INSURED R/E TITLE SERVICES
Jan 8, 2018Grant Deed, Transfer
INSURED R/E TITLE SERVICES

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 24, 2018 · Amount on Record
Deed SaleAug 24, 2018 · Amount on Record
Prior SaleJan 8, 2018 · Amount on Record
Deed Document Number2018180848
Deed Book / Page10591 / 1265
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1402 MERGANSER LOOP, LAKELAND, FL 33813-2713
Transaction TypeMortgage
Record UpdatedMar 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1402 MERGANSER LOOP, LAKELAND, FL 33813-2713

Mortgage

Document Number0000056207
DateMar 2, 2022
Book Page12140/1760
Instrument2022056207
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1402 MERGANSER LOOP, LAKELAND, FL 33813-2713
Transaction TypeMortgage
Record UpdatedSep 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1402 MERGANSER LOOP, LAKELAND, FL 33813-2713

Mortgage

Document Number0000056887
DateMar 5, 2021
Book Page11609/652
Instrument2021056887
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 1, 2041

August 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 24, 2018
Property Address1402 MERGANSER LOOP, LAKELAND, FL 33813-2713
Document Number0105911265
Book / Page010591 / 001265
Instrument DateAug 22, 2018
Instrument180848
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 11, 2018
Title CompanyINSURED R/E TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,029.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1402 MERGANSER LOOP LAKELAND FL 338132713, LAKELAND, FL 33813-2713

Mortgage

Document Number105911266
DateAug 24, 2018
Book Page010591/001266
Instrument180849
Lender
NameHOMEBRIDGE FIN'L SVCS INC
TypeFunding / Finance Company
AddressISELIN, NJ 06830
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term240 Months
DueAug 23, 2038

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 10, 2017
Property Address1402 MERGANSER LOOP, LAKELAND, FL 33813-2713
Document Number0101421571
Book / Page010142 / 001571
Instrument DateMay 8, 2017
Instrument89133
Transaction TypeTransfer
Record UpdatedMar 20, 2018
Title CompanyINSURED R/E TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$483.13
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1925 E EDGEWOOD DR #100 LAKELAND FL 338033480, 100, LAKELAND, FL 33803-3480
InvestorPossibly a Property Investor

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateJan 8, 2018
Property Address1402 MERGANSER LOOP, LAKELAND, FL 33813-2713
Document Number0103610756
Book / Page010361 / 000756
Instrument DateMay 8, 2017
Instrument4423
Transaction TypeTransfer
Record UpdatedMar 20, 2018
Title CompanyINSURED R/E TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$483.13
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1925 E EDGEWOOD DR #100 LAKELAND FL 338033480, 100, LAKELAND, FL 33803-3480

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,979.00 (-3.26%)$385,105 (+1.51%) Land $76,000 Building $309,105$385,105 (+1.51%) Land $76,000 Building $309,105
2023$5,147.00 (+6.45%)$379,374 (+4.72%) Land $70,000 Building $309,374$379,374 (+4.72%) Land $70,000 Building $309,374
2022$4,835.00$362,288 Land $68,000 Building $294,288$362,288 Land $68,000 Building $294,288

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies38 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWEST/POLK COUNTY UTILITY
serves 39,209 people · EPA ID FL6530852
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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