1402 Kessler Pl, South Bend, IN 46616 Property Records

St. Joseph County property record for 1402 Kessler Pl, South Bend, IN 46616

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,992 sqft · built 1926
Lot Size	0.262 acres (11,456 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Oct 2025)
Tax Bill	$2,100 (2024)
Deeds & Mortgages	Mar 2013 Line of Credit Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-03-35-307-007.000-026`

Property Details

APN / Parcel Number

Primary APN	`71-03-35-307-007.000-026`
Alternative APN	`01821405233`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,992 sqft Living Area
Basement Area	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	11,456 sqft (0.262 acres)
Lot Dimensions	185 ft deep x 62 ft wide
Garage Type	Mixed
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01821405233
Street Address	1402 KESSLER PL
City	SOUTH BEND
State	IN
Zip	46616-1912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELY 1/2 LOT 21 PORTAGE HTS ADD
Legal Subdivision	PORTAGE HTS ADD
Legal Lot Number	21
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PORTAGE
Census Block Group	1
Census Block	1019
Census Tract	301

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1402 KESSLER PL, SOUTH BEND, IN 46616-1912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2013	Deed of Trust, Mortgage · Line of Credit NOTRE DAME FCU
Oct 23, 2025	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2025 · Amount on Record
Deed Sale	Oct 23, 2025 · Amount on Record
Deed Document Number	2527064
Record Updated	Jun 8, 2026

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1402 KESSLER PL, SOUTH BEND, IN 46616-1912
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001306636
Date	Mar 6, 2013
Instrument	1306636

Lender

Name	NOTRE DAME FCU
Type	Credit Union
Address	NOTRE DAME, IN 46556

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	83 Months
Due	Feb 15, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Oct 23, 2025
Property Address	1402 KESSLER PL, SOUTH BEND, IN 46616-1912
Document Number	0002527064
Instrument Date	Oct 16, 2025
Instrument	2527064
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1402 KESSLER PL, SOUTH BEND, IN 46616-1912

Mortgage

Document Number	0002527065
Date	Oct 23, 2025
Instrument	2527065

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Portage Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$194,900 (+11.24%) Land $15,000 Building $179,900	$194,900 (+11.24%) Land $15,000 Building $179,900
2024	$2,100.00 (-1.5%)	$175,200 (-2.01%) Land $15,000 Building $160,200	$175,200 (-2.01%) Land $15,000 Building $160,200
2023	$2,132.00 (+28.59%)	$178,800 (+26.9%) Land $15,000 Building $163,800	$178,800 (+26.9%) Land $15,000 Building $163,800
2022	$1,658.00 Homeowner's exemption	$140,900 Land $15,000 Building $125,900	$140,900 Land $15,000 Building $125,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile.

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