1402 Jack Nicklaus Dr, Elk Point, SD 57025 Property Records

Union County property record for 1402 Jack Nicklaus Dr, Elk Point, SD 57025

Property Summary

Property Type	Single Family Home
Details	5 bd · 1,414 sqft · built 2019
Lot Size	0.224 acres (9,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$367,500 (Mar 2023)
Tax Bill	$6,434 (2026)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Apr 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03.10.05.3035`

Property Details

APN / Parcel Number

Primary APN	`03.10.05.3035`

Interior

Bedrooms	5 Beds
Stories	1 Story
Building Area	1,414 sqft Living Area
Basement Area	1,011 sqft
Finished Basement	1,011 sqft
Flooring	Stone
Interior Walls	Stone
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Combination
Construction Type	Wood
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	9,750 sqft (0.224 acres)
Garage Type	Attached
Garage Area	684 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1402 JACK NICKLAUS DR
City	ELK POINT
State	SD
Zip	57025-2384
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 48 BLK 5 COUNTRY CLUB ESTATES EP CITY
Legal Subdivision	COUNTRY CLUB ESTATES
Legal Block	5
Legal Lot Number	48
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	ELK POINT
Census Block Group	3
Census Block	3037
Census Tract	20200

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1402 JACK NICKLAUS DR, ELK POINT, SD 57025-2384
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2025	Warranty Deed, Transfer · Conventional Mortgage SOFI BANK NA
Apr 4, 2023	Warranty Deed, Transfer · Conventional Mortgage LOW VA RATES LLC
May 20, 2019	Deed of Trust, Mortgage · Construction Mortgage SIOUXLAND BANK
Mar 5, 2021	Deed of Trust, Mortgage · VA Mortgage PLAINS COMMERCE BANK
Oct 22, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage PLAINS COMMERCE BANK
Mar 4, 2019	Warranty Deed, Construction Loan · Construction Mortgage CENTRAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2023 · Amount on Record
Deed Sale	Mar 2, 2023 · Amount on Record
Prior Sale	Oct 22, 2019 · Amount on Record
Record Updated	Oct 29, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Jun 11, 2025
Property Address	1402 JACK NICKLAUS DR, ELK POINT, SD 57025-2384
Document Number	000115/327
Book / Page	115 / 327
Instrument Date	May 26, 2025
Instrument	251284
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$416.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1402 JACK NICKLAUS DR, ELK POINT, SD 57025-2384
Investor	Possibly a Property Investor

Mortgage

Document Number	0000186363
Date	Jun 11, 2025
Instrument	186/363

Lender

Name	SOFI BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Apr 4, 2023
Property Address	1402 JACK NICKLAUS DR, ELK POINT, SD 57025-2384
Document Number	000113/173
Book / Page	113 / 173
Map Reference	MB 24 PG 31
Instrument Date	Mar 2, 2023
Instrument	230772
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	1ST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$367.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1402 JACK NICKLAUS DR, ELK POINT, SD 57025-2384

Mortgage

Document Number	0000182157
Date	Apr 4, 2023
Instrument	182/157

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	1402 JACK NICKLAUS DR, ELK POINT, SD 57025-2384
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00174/0374
Date	May 20, 2019
Book Page	174/0374
Instrument	191982

Lender

Name	SIOUXLAND BANK
Type	Bank
Address	SOUTH SIOUX CITY, NE 68776

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	1402 JACK NICKLAUS DR, ELK POINT, SD 57025-2384
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000178/231
Date	Mar 5, 2021
Book Page	178/231
Instrument	211094

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Oct 22, 2019
Property Address	1402 JACK NICKLAUS DR, ELK POINT, SD 57025-2384
Document Number	00109/0687
Book / Page	109 / 0687
Instrument Date	Oct 21, 2019
Instrument	194442
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 832, ELK POINT, SD 57025-0832

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1402 JACK NICKLAUS DR, ELK POINT, SD 57025-2384

Mortgage

Document Number	0000194443
Date	Oct 22, 2019
Instrument	194443

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

March 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Mar 4, 2019
Property Address	1402 JACK NICKLAUS DR, ELK POINT, SD 57025-2384
Document Number	00109/0141
Book / Page	109 / 0141
Instrument Date	Feb 5, 2019
Instrument	190806
Transaction Type	Construction Loan
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 N MINNESOTA AVE STE 101, 201, SIOUX FALLS, SD 57104-6044

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32913 K 185, SIOUX CITY, IA 51108

Mortgage

Document Number	0000190941
Date	Mar 4, 2019
Instrument	190941

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Type Change Date	Apr 1, 2021
Change Frequency	Annually
Min Rate At Change	4.99%
Max Rate At Change	6.99%
Index	1-Year CMT
Margin	3
Max Rate	10.9%

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
Municipality	Elk Point City
Unified School District	Elk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,434.00 (+0.02%)	$386,184 (-) Land $31,688 Building $354,496
2025	$6,433.00 (-1.12%)	$386,184 (-) Land $31,688 Building $354,496
2024	$6,506.00 (-2.49%)
2023	$6,672.00 (+1.65%)	$386,184 Land $31,688 Building $354,496
2022	$6,564.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 75% of South Dakota
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELK POINT serves 2,124 people · EPA ID SD4600116
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	CLAY RURAL WATER SYSTEM
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

1402 Jack Nicklaus Dr, Elk Point, SD 57025 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2019: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2019: Warranty Deed, Construction Loan

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Jack Nicklaus Dr

Nearby Streets

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