1402 Independence Dr, Derby, NY 14047 Property Records

Erie County and Evans Town property record for 1402 Independence Dr, Derby, NY 14047

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,348 sqft · built 1974
Lot Size	0.184 acres (7,975 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Jun 2014)
Tax Bill	$5,732 (2026)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`144489 192.19-7-42`

Property Details

APN / Parcel Number

Primary APN	`144489 192.19-7-42`
Alternative APNs	`44891921900007042000` `001 0026134`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,348 sqft Living Area
1st Floor Area	732 sqft
2nd Floor Area	616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	7,975 sqft (0.184 acres)
Lot Dimensions	145 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	228 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	232 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	001 0026134
Street Address	1402 INDEPENDENCE DR
City	DERBY
State	NY
Zip	14047-9556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MC 2324 134 55 X 150
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	7
Legal Lot Number	42.000
Jurisdiction	ERIE NY
Township / Civil Division	EVANS
Census Block Group	1
Census Block	1005
Census Tract	15401

Owner

1402 Independence Dr is owned and occupied by two individuals who bought it in June 2014.

Source: Erie County and Evans Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1402 INDEPENDENCE DR, DERBY, NY 14047-9556
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2014 · Amount on File
Deed Sale	Jun 16, 2014 · Amount on File
Prior Sale	Jul 16, 2003 · Amount on File
Deed Document Number	2014116826
Deed Book / Page	11265 / 3105
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	1402 INDEPENDENCE DR, DERBY, NY 14047-9556
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1402 INDEPENDENCE DR, DERBY, NY 14047-9556

Mortgage

Document Number	0140011516
Date	Jun 22, 2021
Book Page	14001/1516
Instrument	2021120563

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1402 Independence Dr was $5,732 with a homeowner's exemption, up 1.5% from the year before.

Source: Erie County and Evans Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Evans Town
Unified School District	Evans-Brant Central School District (Lake Shore) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,732.00 (+1.52%) Homeowner's exemption
2025	$5,646.00 (+3.03%)	$115,000 (-) Land $12,400 Building $102,600	$234,700 (+10.19%) Land $25,307 Building $209,393
2024	$5,480.00 Homeowner's exemption	$115,000 (-) Land $12,400 Building $102,600	$213,000 (+7.41%) Land $22,967 Building $190,033
2023	Homeowner's exemption	$115,000 Land $12,400 Building $102,600	$198,300 Land $21,382 Building $176,918

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1402 Independence Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1999)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1402 Independence Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVANS WATER DISTRICT serves 160 people · EPA ID NY1400447
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30