1402 Gregg Dr, Lusby, MD 20657 Property Records

Calvert County property record for 1402 Gregg Dr, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,492 sqft · built 1973
Lot Size	0.513 acres (22,328 sqft)
Owner	2 Individual Names on File
Last Sale	$695,000 (May 2022)
Tax Bill	$5,585 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-052012`

Property Details

APN / Parcel Number

Primary APN	`01-052012`
Alternative APNs	`1052012` `052012`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,492 sqft Total Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	22,328 sqft (0.513 acres)
View / Lot	Waterfront

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	432 sqft
Deck Area	192 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	052012
Street Address	1402 GREGG DR
City	LUSBY
State	MD
Zip	20657-2970
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 37 SEC 2 SPRING COVE
Legal Subdivision	SPRING COVE SUBDIVISION
Legal Lot Number	37
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1010
Census Tract	860901

Owner

1402 Gregg Dr is owned and occupied by two individuals who bought it in May 2022.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1402 GREGG DR, LUSBY, MD 20657-2970
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage EDUCATIONAL SYS FEDERAL CREDIT UNION
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
May 9, 2022	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Oct 26, 2018	Grant Deed, Transfer · Conventional with PMI PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2022 · Amount on File
Deed Sale	May 9, 2022 · Amount on File
Prior Sale	Oct 26, 2018 · Amount on File
Deed Book / Page	6277 / 182
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Recording Date	Jun 4, 2026
Property Address	1402 GREGG DR, LUSBY, MD 20657-2970
Document Number	6912000408
Book / Page	6912 / 408
Instrument Date	May 23, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1402 GREGG DR, LUSBY, MD 20657-2970
Investor	Possibly a Property Investor

Mortgage

Document Number	6912000408,
Date	Jun 4, 2026
Book Page	6912/408

Lender

Name	EDUCATIONAL SYS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.58%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	1402 GREGG DR, LUSBY, MD 20657-2970
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058320413
Date	Jan 21, 2021
Book Page	5832/413

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	May 9, 2022
Property Address	1402 GREGG DR, LUSBY, MD 20657-2970
Document Number	0062770182
Book / Page	6277 / 182
Map Reference	LB 513 FO 1
Instrument Date	Apr 29, 2022
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	VELOCITY NATIONAL TITLE COMPANY, VELOCITY NATIONAL TTL CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1402 GREGG DR, LUSBY, MD 20657-2970

Mortgage

Document Number	0006277188
Date	May 9, 2022
Instrument	6277/188

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 26, 2018
Property Address	1402 GREGG DR, LUSBY, MD 20657-2970
Document Number	0052730333
Book / Page	005273 / 000333
Instrument Date	Oct 19, 2018
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1402 GREGG DR LUSBY MD 206572970, LUSBY, MD 20657-2970

Mortgage

Document Number	52730339
Date	Oct 26, 2018
Book Page	005273/000339

Lender

Name	PRIMELENDING
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1402 Gregg Dr was $5,585 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$558,300 (+9.66%) Land $307,300 Building $251,000	$558,300 (-) Land $307,300 Building $251,000
2025	$5,585.00 Homeowner's exemption	$509,133	$558,300 Land $307,300 Building $251,000
2023	$4,268.00	$410,800 Land $306,300 Building $104,500	$410,800 Land $306,300 Building $104,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1402 Gregg Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1402 Gregg Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 77% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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