1402 Gilmer Rd S, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 1402 Gilmer Rd S, Pontotoc, MS 38863

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,724 sqft · built 2018
Lot Size	8.48 acres (369,824 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,159 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit Jun 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072-03-000-005.03`

Property Details

APN / Parcel Number

Primary APN	`072-03-000-005.03`
Alternative APN	`21006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,724 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	369,824 sqft (8.48 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	21006
Street Address	1402 GILMER RD S
City	PONTOTOC
State	MS
Zip	38863-7753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8.49 AC NW1/4 20080433 1/24/08 20154118 8/13/15 20161662 3/24/16 20211586 4/15/21 662 419 2064
Jurisdiction	PONTOTOC MS
Township / Civil Division	2
Census Block Group	3
Census Block	3082
Census Tract	950200

Owner

1402 Gilmer Rd S is owned and occupied by two individuals.

Source: Pontotoc County records, as of October 30, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1402 GILMER RD S, PONTOTOC, MS 38863-7753
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2019	Deed of Trust, Mortgage · Line of Credit FIRST CHOICE BANK
Jun 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUM TREE MORTGAGE LLC
May 31, 2018	Deed of Trust, Mortgage · Line of Credit FIRST CHOICE BANK
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	1402 GILMER RD S, PONTOTOC, MS 38863-7753
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1402 GILMER RD S, PONTOTOC, MS 38863-7753
Investor	Possibly a Property Investor

Mortgage

Document Number	2019001290
Date	Apr 9, 2019
Instrument	2019001290

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	1 Months
Due	May 22, 2019

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	1402 GILMER RD S, PONTOTOC, MS 38863-7753
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1402 GILMER RD S, PONTOTOC, MS 38863-7753

Mortgage

Document Number	2019002332
Date	Jun 24, 2019
Instrument	2019002332

Lender

Name	GUM TREE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	1402 GILMER RD S, PONTOTOC, MS 38863-7753
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1402 GILMER RD S, PONTOTOC, MS 38863-7753
Investor	Possibly a Property Investor

Mortgage

Document Number	2018002040
Date	May 31, 2018
Instrument	2018002040

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	May 22, 2019

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	1402 GILMER RD S, PONTOTOC, MS 38863-7753
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1402 GILMER RD S, PONTOTOC, MS 38863-7753

Mortgage

Document Number	2021001587
Date	Apr 15, 2021
Instrument	2021001587

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1402 Gilmer Rd S was $2,159 with a homeowner's exemption.

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Unified School District	Pontotoc County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,159.00 Homeowner's exemption	$16,888	$154,452 Land $11,865 Building $142,587
2023	$2,161.00 Homeowner's exemption	$16,907	$154,576 Land $11,989 Building $142,587

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1402 Gilmer Rd S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1402 Gilmer Rd S is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 60% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber	10,000 / 10,000
North East Fiber Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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