1402 Garford Ave, Elyria, OH 44035 Property Records

Lorain County property record for 1402 Garford Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,640 sqft · built 2015
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Jul 2026)
Tax Bill	$3,121 (2025)
Deeds & Mortgages	Jul 2026 Sale Apr 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-25-004-114-016`

Property Details

APN / Parcel Number

Primary APN	`06-25-004-114-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,640 sqft Living Area
Gross Area	2,040 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	180 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	168 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1402 GARFORD AVE
City	ELYRIA
State	OH
Zip	44035-7128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAS MYER 2 83 X 180
Legal Subdivision	PLAS MYER 2
Legal Tract	25
Legal Block	114
Legal Lot Number	13
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2015
Census Tract	71100

Owner

Source: Lorain County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1402 GARFORD AVE, ELYRIA, OH 44035-7128
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer MILLER HOME TITLE
Apr 29, 2024	Transfer on Death Deed, Transfer
Apr 17, 2020	Deed of Trust, Mortgage · Line of Credit ACHIEVA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2026 · Amount on Record
Deed Sale	Jul 13, 2026 · Amount on Record
Deed Document Number	2026103262
Prior Transfer Date	Oct 13, 2005
Prior Transfer Doc	0000103921
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 13, 2026
Property Address	1402 GARFORD AVE, ELYRIA, OH 44035-7128
Document Number	0000103262
Instrument Date	Jul 9, 2026
Instrument	2026103262
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	MILLER HOME TITLE

Transaction

Amount	Amount Recorded
Tax	$141,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1402 GARFORD AVE, ELYRIA, OH 44035-7128

April 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 29, 2024
Property Address	1402 GARFORD AVE, ELYRIA, OH 44035-7128
Document Number	0000011395
Map Reference	VOL 22 PG 65
Instrument Date	Mar 18, 2024
Instrument	2024-0011395
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1402 GARFORD AVE, ELYRIA, OH 44035-7128

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1402 GARFORD AVE, ELYRIA, OH 44035-7128
Document Number	0000770489
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1402 GARFORD AVE ELYRIA OH 440357128, ELYRIA, OH 44035-7128

Mortgage

Document Number	0000770489
Date	Jul 23, 2020
Instrument	770489

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	ELYRIA, OH 44035

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	204 Months
Due	Jul 22, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,121.00 (-0.48%)	$66,280 (-) Land $16,430 Building $49,850	$189,370 (-) Land $46,940 Building $142,430
2024	$3,136.00 (+2.22%)	$66,280 (+17.7%) Land $16,429 Building $49,851	$189,370 (+17.7%) Land $46,940 Building $142,430
2023	$3,068.00 (+0.36%)	$56,312 (+%) Land $14,333 Building $41,979	$160,890 (-) Land $40,950 Building $119,940
2022	$3,057.00	$56,310 Land $14,330 Building $41,980
2021			$160,890 Land $40,950 Building $119,940

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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