1402 E Howard St, Hibbing, MN 55746 Property Records

St. Louis County property record for 1402 E Howard St, Hibbing, MN 55746

Property Summary

Property Type	Commercial
Details	125,000 sqft · built 1964
Lot Size	3.01 acres (131,222 sqft)
Owner	Company Name on Record
Last Sale	$625,000 (Aug 2021)
Tax Bill	$7,054 (2026)
Deeds & Mortgages	Sep 2022 Construction Loan Sep 2022 Mortgage + 13 more
Flood Zone	Zone X (minimal risk)
APN	`140-0270-00668`

Property Details

APN / Parcel Number

Primary APN	`140-0270-00668`
Alternative APN	`1115361`

Interior

Building Area	125,000 sqft Base Area
1st Floor Area	125,000 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1965
Lot Area	131,222 sqft (3.01 acres)
Garage Area	125,000 sqft

Location & Zoning

Account Number	1115361
Street Address	1402 E HOWARD ST
City	HIBBING
State	MN
Zip	55746-1337
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	PART OF NW1/4 OF NE1/4 BEG AT A PT 622.80 FTE OF NW COR THENCE SELY AT AN ANGLE OF 79DEG13' TO THE RIGHT A DISTANCE OF 420 FT
Legal Range	20W
Legal Township	57N
Legal Section	18
Legal Subdivision	HIBBING LANDS IN THE CITY
Jurisdiction	ST LOUIS MN
Township / Civil Division	HIBBING
Census Block Group	2
Census Block	2002
Census Tract	12300

Owner

Source: St. Louis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6426 OXFORD RD N, SHAKOPEE, MN 55379-7064
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Deed of Trust, Mortgage · Construction Mortgage CHOICE FINANCIAL GROUP
Sep 22, 2022	Deed of Trust, Mortgage NORTHLAND FOUNDATION
Sep 29, 2022	Deed of Trust, Mortgage · Commercial Mortgage NORTHEAST ENTREPRENEUR FUND INC
Sep 29, 2022	Deed of Trust, Mortgage · Commercial Mortgage MINNESOTA POWER EMPLOYEES CU
Sep 29, 2022	Deed of Trust, Mortgage · Commercial Mortgage NORTHLAND FOUNDATION
Sep 22, 2022	Deed of Trust, Mortgage · Construction Mortgage CHOICE FINANCIAL GROUP
Sep 29, 2022	Deed of Trust, Mortgage · Commercial Mortgage NORTHEAST ENTREPRENEUR FUND INC
Jul 25, 2022	Deed of Trust, Mortgage · Commercial Mortgage NORTHEAST ENTREPRENEUR FUND INC
Jun 21, 2022	Deed of Trust, Mortgage · Commercial Mortgage NORTHEAST ENTREPRENEUR FUND INC
Jun 20, 2022	Deed of Trust, Mortgage · Commercial Mortgage NORTHEAST ENTREPRENEUR FUND INC
Mar 14, 2022	Deed of Trust, Mortgage · SBA Mortgage NORTHEAST ENTREPRENEUR FUND INC
Apr 4, 2022	Deed of Trust, Mortgage · Commercial Mortgage NORTHEAST ENTREPRENEUR FUND INC
May 2, 2022	Deed of Trust, Mortgage · Commercial Mortgage NORTHEAST ENTREPRENEUR FUND INC
Aug 20, 2021	Warranty Deed, Transfer
Aug 18, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2021 · Amount on Record
Deed Sale	Aug 20, 2021 · Amount on Record
Prior Sale	Aug 18, 2021 · Amount on Record
Deed Document Number	20211422408
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1402 E HOWARD ST, HIBBING, MN 55746-1337
Transaction Type	Mortgage
Record Updated	Nov 17, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001453136
Date	Sep 29, 2022
Instrument	1453136

Lender

Name	CHOICE FINANCIAL GROUP
Type	Funding / Finance Company
Address	SAINT PAUL, MN 55121

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 15, 2032

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1402 E HOWARD ST, HIBBING, MN 55746-1337
Transaction Type	Mortgage
Record Updated	Nov 17, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001061619
Date	Sep 22, 2022
Instrument	1061619

Lender

Name	NORTHLAND FOUNDATION
Type	Government Agency
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Sep 15, 2047

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1402 E HOWARD ST, HIBBING, MN 55746-1337
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001453138
Date	Sep 29, 2022
Instrument	1453138

Lender

Name	NORTHEAST ENTREPRENEUR FUND INC
Type	Non-Lending Institution
Address	DULUTH, MN 55802

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Jul 15, 2047

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1402 E HOWARD ST, HIBBING, MN 55746-1337
Transaction Type	Mortgage
Record Updated	Nov 17, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001453140
Date	Sep 29, 2022
Instrument	1453140

Lender

Name	MINNESOTA POWER EMPLOYEES CU
Type	Credit Union
Address	DULUTH, MN 55802

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 15, 2047

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1402 E HOWARD ST, HIBBING, MN 55746-1337
Transaction Type	Mortgage
Record Updated	Nov 17, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001453141
Date	Sep 29, 2022
Instrument	1453141

Lender

Name	NORTHLAND FOUNDATION
Type	Non-Lending Institution
Address	DULUTH, MN 55802

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 15, 2047

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1402 E HOWARD ST, HIBBING, MN 55746-1337
Transaction Type	Mortgage
Record Updated	Nov 17, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001061614
Date	Sep 22, 2022
Instrument	1061614

Lender

Name	CHOICE FINANCIAL GROUP
Type	Funding / Finance Company
Address	SAINT PAUL, MN 55121

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 15, 2032

Interest

Rate Type	Adjustable Rate

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1402 E HOWARD ST, HIBBING, MN 55746-1337
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001453139
Date	Sep 29, 2022
Instrument	1453139

Lender

Name	NORTHEAST ENTREPRENEUR FUND INC
Type	Non-Lending Institution
Address	DULUTH, MN 55802

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 15, 2047

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1402 E HOWARD ST, HIBBING, MN 55746-1337
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001059195
Date	Jul 25, 2022
Instrument	1059195

Lender

Name	NORTHEAST ENTREPRENEUR FUND INC
Type	Non-Lending Institution
Address	DULUTH, MN 55802

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 15, 2047

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1402 E HOWARD ST, HIBBING, MN 55746-1337
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001445812
Date	Jun 21, 2022
Instrument	1445812

Lender

Name	NORTHEAST ENTREPRENEUR FUND INC
Type	Non-Lending Institution
Address	DULUTH, MN 55802

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	80 Months
Due	Feb 15, 2029

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1402 E HOWARD ST, HIBBING, MN 55746-1337
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001057937
Date	Jun 20, 2022
Instrument	1057937

Lender

Name	NORTHEAST ENTREPRENEUR FUND INC
Type	Non-Lending Institution
Address	DULUTH, MN 55802

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1402 E HOWARD ST, HIBBING, MN 55746-1337
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001054318
Date	Mar 14, 2022
Instrument	1054318

Lender

Name	NORTHEAST ENTREPRENEUR FUND INC
Type	Non-Lending Institution
Address	DULUTH, MN 55802

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1402 E HOWARD ST, HIBBING, MN 55746-1337
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001055111
Date	Apr 4, 2022
Instrument	1055111

Lender

Name	NORTHEAST ENTREPRENEUR FUND INC
Type	Non-Lending Institution
Address	DULUTH, MN 55802

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	79 Months
Due	Nov 1, 2028

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1402 E HOWARD ST, HIBBING, MN 55746-1337
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001056145
Date	May 2, 2022
Instrument	1056145

Lender

Name	NORTHEAST ENTREPRENEUR FUND INC
Type	Non-Lending Institution
Address	DULUTH, MN 55802

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	79 Months
Due	Dec 27, 2028

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 20, 2021
Property Address	1402 E HOWARD ST, HIBBING, MN 55746-1337
Document Number	0001422408
Instrument Date	Aug 11, 2021
Instrument	1422408
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Tax	$2,062.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6426 OXFORD RD N, SHAKOPEE, MN 55379-7064

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 18, 2021
Property Address	1402 E HOWARD ST, HIBBING, MN 55746-1337
Document Number	0001045518
Instrument Date	Aug 11, 2021
Instrument	1045518
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Tax	$2,062.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6426 OXFORD RD N, SHAKOPEE, MN 55379-7064

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hibbing City
Unified School District	Hibbing Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,054.00 (+5.69%)
2025	$6,674.00 (+78.07%)	$187,600 (+2.18%) Land $20,200 Building $167,400	$187,600 (+2.18%) Land $20,200 Building $167,400
2024	$3,748.00	$183,600 (+52.62%) Land $16,200 Building $167,400	$183,600 (+52.62%) Land $16,200 Building $167,400
2022		$120,300 Land $11,400 Building $108,900	$120,300 Land $11,400 Building $108,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hibbing serves 16,028 people · EPA ID MN1690022
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	14 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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