1402 E 2nd Ct, Panama City, FL 32401 Property Records

Bay County property record for 1402 E 2nd Ct, Panama City, FL 32401

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,206 sqft · built 1952
Lot Size0.237 acres (10,324 sqft)
OwnerIndividual Name on Record
Last Sale$175,000 (Feb 2023)
Tax Bill$2,499 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN21350-000-000

Property Details

APN / Parcel Number

Primary APN21350-000-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,206 sqft Heated Area
Gross Area1,737 sqft
1st Floor Area1,206 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 2002
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,324 sqft (0.237 acres)
Lot Dimensions138 ft deep x 75 ft wide
Garage TypeCarport
CarportCarport
PorchPorch
Porch Area231 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1402 E 2ND CT
CityPANAMA CITY
StateFL
Zip32401-4006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC02
Legal DescriptionSUDDUTHS 4TH ADD LOT 44 LESS S 12.5' & E1/2 LOT 43 LESS S 12.5'
Legal Range14W
Legal Township04S
Legal Section09
Legal SubdivisionSUDDUTHS 4TH ADD
Legal Block69
Legal Lot Number43,44
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2020
Census Tract1900

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1416 N GRAY AVE, PANAMA CITY, FL 32401-4434
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2023Warranty Deed, Transfer · Conventional Mortgage
HANCOCK MORTGAGE PARTNERS LLC
Dec 19, 2017Deed of Trust, Mortgage · Conventional Mortgage
DITECH.COM

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 16, 2023 · Amount on Record
Deed SaleFeb 16, 2023 · Amount on Record
Prior SaleMar 8, 2007 · Amount on Record
Deed Document Number2023009284
Deed Book / Page4657 / 1441
Record UpdatedJun 8, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateFeb 16, 2023
Property Address1402 E 2ND CT, PANAMA CITY, FL 32401-4006
Document Number0046571441
Book / Page4657 / 1441
Map ReferenceMB 1 PG 72
Instrument DateFeb 3, 2023
Instrument2023009284
Transaction TypeTransfer
Record UpdatedMar 10, 2023
Title CompanyNOT AVAILABLE, BURG TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,225.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address420 6TH ST, CHIPLEY, FL 32428-1237

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 CADES REEF DR APT 103, 103, PANAMA CITY BEACH, FL 32407-8463

Mortgage

Document Number0046571443
DateFeb 16, 2023
Instrument4657/1443
Lender
NameHANCOCK MORTGAGE PARTNERS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address1402 E 2ND CT, PANAMA CITY, FL 32401-4006
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039641281
DateDec 19, 2017
Book Page3964/1281
Instrument2017072716
Lender
NameDITECH.COM
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2033

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,499.00 (+195.39%)$158,261 (+96.51%) Land $51,818 Building $106,443$158,261 (+31.7%) Land $51,818 Building $106,443
2023$846.00 (-3.31%) Homeowner's exemption$80,536 (+2.8%)$120,165 (+13.43%) Land $46,525 Building $73,640
2022$875.00 Homeowner's exemption$78,341$105,936 Land $41,160 Building $64,776

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims10 (1995–2020)
Claims Outside the SFHA4 of 10
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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