1402 Deer Spring Ct, Indian Trail, NC 28079 Property Records

Union County property record for 1402 Deer Spring Ct, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,148 sqft · built 1996
Lot Size	0.359 acres (15,638 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (May 2022)
Tax Bill	$2,807 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-117-239`

Property Details

APN / Parcel Number

Primary APN	`07-117-239`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,148 sqft Living Area
Gross Area	2,570 sqft
1st Floor Area	906 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,638 sqft (0.359 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1402 DEER SPRING CT
City	INDIAN TRAIL
State	NC
Zip	28079-5125
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-4 INDIA
Legal Description	#11 SUMMERSTON @ BRANDON OAKS MP8 OPCE82
Legal Subdivision	BRANDON OAKS - SUMMERSTON
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2008
Census Tract	20316

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1402 DEER SPRING CT, INDIAN TRAIL, NC 28079-5125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2022 · Amount on Record
Deed Sale	May 12, 2022 · Amount on Record
Prior Sale	Jun 27, 2007 · Amount on Record
Deed Document Number	202217500
Deed Book / Page	8476 / 354
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 12, 2022
Property Address	1402 DEER SPRING CT, INDIAN TRAIL, NC 28079-5125
Document Number	0008476354
Book / Page	8476 / 354
Map Reference	CAB E FILE 82
Instrument Date	May 12, 2022
Instrument	17500
Transaction Type	Transfer
Record Updated	May 27, 2022
Title Company	PANTHER TITLE INC, PANTHER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	544 CARLISLE DR, 544, INDIAN TRAIL, NC 28079-5116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1402 DEER SPRING CT, INDIAN TRAIL, NC 28079-5125

Mortgage

Document Number	0000017501
Date	May 12, 2022
Instrument	17501

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1402 DEER SPRING CT, INDIAN TRAIL, NC 28079-5125
Document Number	7224890
Instrument Date	Aug 23, 2018
Transaction Type	Mortgage
Record Updated	Sep 28, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1402 DEER SPRING CT INDIAN TRL INDIAN TRAIL NC 28079, INDIAN TRAIL, NC 28079

Mortgage

Document Number	7224890
Date	Aug 28, 2018
Book Page	007224/000890
Instrument	24483

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2048

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,807.00 (+19.8%)	$422,400 (+51.4%) Land $79,000 Building $343,400	$422,400 (+51.4%) Land $79,000 Building $343,400
2023	$2,343.00	$279,000 Land $48,800 Building $230,200	$279,000 Land $48,800 Building $230,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2003 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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