1402 Cunningham Rd, Readyville, TN 37149 Property Records

Cannon County property record for 1402 Cunningham Rd, Readyville, TN 37149

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,500 sqft · built 2018
Lot Size	5.19 acres (226,076 sqft)
Owner	Individual Name on Record
Last Sale	$64,000 (Jun 2017)
Tax Bill	$1,506 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`008063 00201`

Property Details

APN / Parcel Number

Primary APN	`008063 00201`
Alternative APN	`063 00201`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2020
Exterior Material	Metal
Lot Area	226,076 sqft (5.19 acres)
Terrain	Rolling
Garage Type	Unfinished
Garage Area	3,500 sqft
Parking Spaces	11 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	390 sqft
Shed	1 Shed
Shed Area	1,080 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1402 CUNNINGHAM RD
City	READYVILLE
State	TN
Zip	37149-5511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:12 MAP REF:063
Jurisdiction	CANNON TN
Township / Civil Division	1
Census Block Group	3
Census Block	3018
Census Tract	960202

Owner

Source: Cannon County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 332507, MURFREESBORO, TN 37133-2507
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage SHAMROCK FINANCIAL CORPORATION
Nov 16, 2018	Loan Modification, Mortgage WILSON BK&TR
Feb 5, 2018	Trustee's Deed, Construction Loan · Line of Credit WILSON BK&TR
Jun 7, 2017	Warranty Deed, Transfer · Line of Credit WILSON BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2017 · Amount on Record
Deed Sale	Jun 5, 2017 · Amount on Record
Deed Document Number	0000017670
Deed Book / Page	176 / 70
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CANNON TN
Property Address	1402 CUNNINGHAM RD, READYVILLE, TN 37149-5511
Transaction Type	Mortgage
Record Updated	Mar 9, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1402 CUNNINGHAM RD, READYVILLE, TN 37149-5511

Mortgage

Document Number	0000081188
Date	Feb 23, 2026
Book Page	279/91
Instrument	81188

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CANNON TN
Property Address	1402 CUNNINGHAM RD, READYVILLE, TN 37149-5511
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067359
Date	Dec 10, 2021
Book Page	227/719
Instrument	67359

Lender

Name	SHAMROCK FINANCIAL CORPORATION
Type	Non-Lending Institution
Address	RUMFORD, RI 02916

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CANNON TN
Property Address	1402 CUNNINGHAM RD, READYVILLE, TN 37149-5511
Document Number	0000057017
Instrument Date	Nov 16, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 CASON LN #503 MURFREESBORO TN 371284881, 503, MURFREESBORO, TN 37128-4881

Mortgage

Document Number	0000057017
Date	Nov 28, 2018
Book Page	000190/000022
Instrument	57017

Lender

Name	WILSON BK&TR
Type	Bank
Address	MURFREESBORO, TN 37129

Agreement

Term	360 Months
Due	Nov 27, 2048

February 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CANNON TN
Recording Date	Feb 5, 2018
Property Address	1402 CUNNINGHAM RD, READYVILLE, TN 37149-5511
Book / Page	000182 / 000076
Instrument Date	Jan 26, 2018
Instrument	54750
Transaction Type	Construction Loan
Record Updated	Feb 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 CASON LN #503 MURFREESBORO TN 371284881, 503, MURFREESBORO, TN 37128-4881

Mortgage

Document Number	0000054750
Date	Feb 5, 2018
Book Page	000182/000076
Instrument	54750

Lender

Name	WILSON BK&TR
Type	Bank
Address	MURFREESBORO, TN 37129

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 4, 2019

Interest

Rate Type	Adjustable Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CANNON TN
Recording Date	Jun 7, 2017
Property Address	1402 CUNNINGHAM RD, READYVILLE, TN 37149-5511
Document Number	0000052965
Book / Page	000176 / 000070
Instrument Date	Jun 5, 2017
Instrument	52965
Transaction Type	Transfer
Record Updated	Sep 2, 2017
Title Company	GATEWAY TITLE SERVICES LLC, GATEWAY TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 PEARL CT SMYRNA TN 371674587, SMYRNA, TN 37167-4587

Mortgage

Document Number	52966
Date	Jun 7, 2017
Book Page	000176/000072
Instrument	52966

Lender

Name	WILSON BK&TR
Type	Bank
Address	MURFREESBORO, TN 37129

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 6, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cannon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cannon County
Unified School District	Cannon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,506.00 (-5.34%)	$92,625 (-) Land $15,650 Building $76,975
2023		$92,625 Land $15,650 Building $76,975	$370,500 Land $62,600 Building $307,900
2022	$1,591.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jul 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODBURY WATER SYSTEM serves 11,840 people · EPA ID TN0000756
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DeKalb Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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