1402 Crestview Dr, Shelby, NC 28150 Property Records

Cleveland County property record for 1402 Crestview Dr, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,125 sqft · built 1976
Lot Size	0.502 acres (21,875 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Aug 2021)
Tax Bill	$1,818 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25150`

Property Details

APN / Parcel Number

Primary APN	`25150`
Alternative APN	`1340823`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,125 sqft Finished Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2001
Exterior Material	Brick
Foundation Type	Footing
Lot Area	21,875 sqft (0.502 acres)
Lot Dimensions	175 ft deep x 125 ft wide
Garage Type	Carport
Garage Area	228 sqft
Carport	Carport
Carport Area	228 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	68 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1340823
Street Address	1402 CRESTVIEW DR
City	SHELBY
State	NC
Zip	28150-4267
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	#6-10BLKDPB8-5FAIRWAYHTS
Legal Subdivision	FAIRWAYHTS
Legal Block	1
Legal Lot Number	29
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2010
Census Tract	950701

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1402 CRESTVIEW DR, SHELBY, NC 28150-4267
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF THE OZARKS
Aug 9, 2021	Warranty Deed, Transfer · USDA Mortgage HOMESTAR FINANCIAL CORP
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Sep 14, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2021 · Amount on Record
Deed Sale	Aug 9, 2021 · Amount on Record
Prior Sale	Sep 14, 2018 · Amount on Record
Deed Document Number	2021200059367
Deed Book / Page	1848 / 1515
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1402 CRESTVIEW DR, SHELBY, NC 28150-4267
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1402 CRESTVIEW DR, SHELBY, NC 28150-4267

Mortgage

Document Number	0019600433
Date	Nov 6, 2025
Book Page	1960/433
Instrument	200120924

Lender

Name	BANK OF THE OZARKS
Type	Bank
Address	208 N MAIN ST, SHELBY, NC 28152

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Aug 9, 2021
Property Address	1402 CRESTVIEW DR, SHELBY, NC 28150-4267
Document Number	0018481515
Book / Page	1848 / 1515
Map Reference	MB 8 PG 5
Instrument Date	Aug 9, 2021
Instrument	200059367
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3362 PHILADELPHIA CHURCH RD, 3362, LINCOLNTON, NC 28092-8994

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1402 CRESTVIEW DR, SHELBY, NC 28150-4267

Mortgage

Document Number	18481518
Date	Aug 9, 2021
Instrument	1848/1518

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1402 CRESTVIEW DR, SHELBY, NC 28150-4267
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018170334
Date	Jul 17, 2020
Book Page	1817/334
Instrument	200041662

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2040

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Sep 14, 2018
Property Address	1402 CRESTVIEW DR, SHELBY, NC 28150-4267
Document Number	0017760087
Book / Page	1776 / 0087
Map Reference	MB 8 PG 5
Instrument Date	Sep 12, 2018
Instrument	200017993
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$196.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14R CRESTVIEW DR, SHELBY, NC 28150

Mortgage

Document Number	200017994
Date	Sep 14, 2018
Instrument	200017994

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,818.00 (+2.31%)	$178,603 (-) Land $18,225 Building $160,378	$178,603 (-) Land $18,225 Building $160,378
2025	$1,777.00	$178,603 (+98.48%) Land $18,225 Building $160,378	$178,603 (+98.48%) Land $18,225 Building $160,378
2023		$89,987 Land $15,390 Building $74,597	$89,987 Land $15,390 Building $74,597

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Ripple Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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