McLennan County property record for 1402 Chapel Ridge Rd, Waco, TX 76712
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,193 sqft · built 1984 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $227,100 (Sep 2023) |
| Tax Bill | $3,015 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-008907-005001-6 |
| Primary APN | 36-008907-005001-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,193 sqft Living Area |
| 1st Floor Area | 1,193 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 4,400 sqft (0.101 acres) |
| Lot Dimensions | 110 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 360 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 113 sqft |
| Deck Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1402 CHAPEL RIDGE RD |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76712-8113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | CHAPEL ACRES EST LOT 5A BLOCK D ACRES .101 |
| Legal Subdivision | CHAPEL ACRES EST |
| Legal Block | D |
| Legal Lot Number | 5A |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 3712 |
1402 Chapel Ridge Rd is owned and occupied by two individuals who bought it in September 2023.
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1402 CHAPEL RIDGE RD, WACO, TX 76712-8113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2023 | Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Oct 26, 2017 | Vendor's Lien, Transfer · Commercial Mortgage CENTRAL NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2023 · Amount on File |
| Deed Sale | Sep 11, 2023 · Amount on File |
| Prior Sale | Oct 26, 2017 · Amount on File |
| Deed Document Number | 202328739 |
| Prior Transfer Date | Oct 24, 2017 |
| Prior Transfer Doc | 0000035512 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Sep 11, 2023 |
| Property Address | 1402 CHAPEL RIDGE RD, WACO, TX 76712-8113 |
| Document Number | 0000028739 |
| Map Reference | VOL 1462 PG 642 |
| Instrument Date | Sep 8, 2023 |
| Instrument | 2023028739 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2023 |
| Title Company | AGT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12123 CHAPEL RD, LORENA, TX 76655-3187 |
| Name | Verified Name |
|---|---|
| Address | 1402 CHAPEL RIDGE RD, WACO, TX 76712-8113 |
| Document Number | 0000028740 |
|---|---|
| Date | Sep 11, 2023 |
| Instrument | 2023028740 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Number | 0000028741 |
|---|---|
| Date | Sep 11, 2023 |
| Instrument | 2023028741 |
| Name | TEXAS STATE AFFORDABLE HSNG CORP |
|---|---|
| Type | Government Agency |
| Address | AUSTIN, TX 78752 |
| Amount | Amount on Record |
|---|---|
| Term | 36 Months |
| Due | Sep 8, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Oct 26, 2017 |
| Property Address | 1402 CHAPEL RIDGE RD, WACO, TX 76712-8113 |
| Document Number | 0000035512 |
| Map Reference | VOL1462 PG642 |
| Instrument Date | Oct 24, 2017 |
| Instrument | 2017035512 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1458, HEWITT, TX 76643-1458 |
| Document Number | 0000035513 |
|---|---|
| Date | Oct 26, 2017 |
| Instrument | 2017035513 |
| Name | CENTRAL NATIONAL BANK |
|---|---|
| Type | Subprime Lender |
| Special Notes | Seller Financed |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1402 Chapel Ridge Rd was $3,015 with a homeowner's exemption, down 19.1% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Midway Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $207,232 (-6.51%) Land $23,760 Building $183,472 | $207,232 (-6.51%) Land $23,760 Building $183,472 | |
| 2025 | $3,015.00 (-19.06%) Homeowner's exemption | $221,670 Land $21,600 Building $200,070 | $221,670 Land $21,600 Building $200,070 |
| 2024 | $3,725.00 | ||
| 2023 | $159,288 Land $18,740 Building $140,548 | $159,288 Land $18,740 Building $140,548 | |
| 2022 | $3,428.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1402 Chapel Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1402 Chapel Ridge Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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