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1402 Apple Valley Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1402 Apple Valley Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,510 sqft · built 1998
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on File
Last Sale$177,200 (Oct 2001)
Tax Bill$3,755 (2024)
Deeds & MortgagesJul 2026 Transfer
Dec 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APNA974000042

Property Details

APN / Parcel Number

Primary APNA974000042
Alternative APN
  • 4-0053-7461-00-0125.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,510 sqft Living Area
Gross Area3,392 sqft
1st Floor Area1,510 sqft
Basement Area1,456 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area11,326 sqft (0.26 acres)
Garage TypeAttached
Garage Area426 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area40 sqft
Deck AreaDeck Area
Patio Area261 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA974000042
Street Address1402 APPLE VALLEY DR
CityO FALLON
StateMO
Zip63366-3487
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAE0
Legal DescriptionBRYAN VALLEY #2 LOT 125
Legal SubdivisionBRYAN VALLEY #2
Legal Lot Number125
JurisdictionST CHARLES MO
Township / Civil DivisionLAKE ST. LOUIS
Census Block Group3
Census Block3003
Census Tract311907

Owner

1402 Apple Valley Dr is owned and occupied by two individuals who acquired it in July 2026.

Source: St. Charles County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address1402 APPLE VALLEY DR, O FALLON, MO 63366-3487
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Dec 31, 2025Deed of Trust, Mortgage · Line of Credit
REGIONS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 9, 2001 · Amount on File
Deed SaleOct 9, 2001 · Amount on File
Prior SaleJun 15, 1998 · Amount on File
Deed Document Number200186220
Deed Book / Page2682 / 815
Last Transfer DateJul 15, 2026
Transfer Doc0000034922
Record UpdatedOct 29, 2026

July 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionST CHARLES MO
Recording DateJul 24, 2026
Property Address1402 APPLE VALLEY DR, O FALLON, MO 63366-3487
Document Number0000034922
Instrument DateJul 15, 2026
Instrument202634922
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 MOUNT RUSHMORE CT, O FALLON, MO 63368-6751

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1402 APPLE VALLEY DR, O FALLON, MO 63366-3487
Transaction TypeMortgage
Record UpdatedJan 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1402 APPLE VALLEY DR, COTTLEVILLE, MO 63366-3487

Mortgage

Document Number0000058727
DateDec 31, 2025
Instrument2025R-058727
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount on Record
Term181 Months
DueJan 1, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictWentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$56,769 (-)$298,782 (-) Land $60,000 Building $238,782
2025$56,769$298,782 Land $60,000 Building $238,782
2024$3,755.00
2023$53,329
2022$280,677 Land $45,000 Building $235,677

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1402 Apple Valley Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1402 Apple Valley Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: i3 Broadband.

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