Bay County property record for 1402 3rd St, Bay City, MI 48708
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,246 sqft · built 1920 |
| Lot Size | 0.076 acres (3,311 sqft) |
| Owner | Individual Name on File |
| Last Sale | $43,400 (Aug 2015) |
| Tax Bill | $1,513 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-022-308-001-00 |
| Primary APN | 160-022-308-001-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,246 sqft Living Area |
| 1st Floor Area | 847 sqft |
| Basement Area | 812 sqft |
| Unfinished Basement | 847 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 3,311 sqft (0.076 acres) |
| Lot Dimensions | 66 ft deep x 50 ft wide |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 215 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Street Address | 1402 3RD ST |
|---|---|
| City | BAY CITY |
| State | MI |
| Zip | 48708-6128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 DUPLEX |
| Legal Description | W 50 FT OF LOTS 2 & 3 BLK 24 D H FITZHUGHS SUB OF OUTLOTS 1 THRU 4 FITZHUGH, FRASER, BIRNEY & WALKERS ADD TO LOWER SAGINAW & |
| Legal Subdivision | FITZHUGHS SUB |
| Legal Block | 24 |
| Legal Lot Number | 1-4,12 |
| Jurisdiction | BAY MI |
| Township / Civil Division | BAY CITY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 280300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Center Avenue Neighborhood Historic District (Boundary Increase) listed 2012 · 877 contributing resources · NRIS 12001027 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1402 3rd St is owned and occupied by an individual who bought it in August 2015.
Source: Bay County records, as of May 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1402 3RD ST, BAY CITY, MI 48708-6128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2015 · Amount on File |
| Deed Sale | Aug 19, 2015 · Amount on File |
| Prior Sale | Jun 10, 2010 · Amount on File |
| Deed Book / Page | 3108 / 296 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1402 3rd St was $1,513 with a homeowner's exemption.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| Municipality | Bay City |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,513.00 Homeowner's exemption | $51,400 | $102,800 |
| 2023 | $37,350 | $74,700 | |
| 2022 | $1,322.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1402 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | May 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1402 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BAY CITY serves 32,255 people · EPA ID MI0000470 |
|---|---|
| Water Source | Purchased surface water from BAY AREA WATER SYSTEM |
| Last State Inspection | Nov 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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