1402 2nd Ave E, Spencer, IA 51301 Property Records

Clay County property record for 1402 2nd Ave E, Spencer, IA 51301 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1946
Square Footage	1,491 sqft Living Area
Lot Size	8,820 sqft (0.202 acres)
Occupancy	Owner Occupied
Last Sale	$74,000 (2012)
Tax Bill	$2,112.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`963607142011`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,491 sqft Living Area
1st Floor	962 sqft 1st Floor
Basement Area	962 sqft Basement
Finished Basement	400 sqft Finished
Game Room	Game Room
Stories	1 Stories
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1946
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Block Foundation
Roof Construction	Gable Roof Construction
Lot Area	8,820 sqft (0.202 acres)
Depth X Width	140 ft x 63 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	440 sqft Garage
Porch	Enclosed Porch
Porch Area	210 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Hot Water Heating
Water Source	Commercial Water Source

Location & Zoning

Street Address	1402 2ND AVE E
City	SPENCER
State	IA
Zip	51301-4441
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	W 140' OF S 38' OF 13 G&A 2ND & W140' OF N 24 3/4 OF 14 G&A 2ND
Legal Subdivision	G & A 2ND ADDITION
Jurisdiction	CLAY IA
Minor Civil Division	SPENCER
Census Blockgroup	3
Census Block	3015
Census Tract	80200

Owner

Source: Clay County records · APN 963607142011

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1402 2ND AVE E, SPENCER, IA 51301-4441
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 24, 2012 · Amount on Record
Deed Sale	Apr 24, 2012 · Amount on Record
Deed Doc Number	2012 1184
Deed Book / Page	2012 / 1184
Record Refreshed	Jun 08, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IA
Property Address	1402 2ND AVE E, SPENCER, IA 51301-4441
Transaction Type	Mortgage
Record Updated	Nov 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000002931
Date	Nov 06, 2018
Book Page	0000002018/0000002931
Instrument	000000002931

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	110 Months
Due	Jan 01, 2028

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$158,290 (+11.32%) Land $25,200 Building $133,090	$158,290 (+11.32%) Land $25,200 Building $133,090
2024	$2,112.00 (+7.65%)
2023		$142,190 (+18.2%) Land $17,640 Building $124,550	$142,190 (+18.2%) Land $17,640 Building $124,550
2022	$1,962.00 Homeowner's exemption	$120,300 Land $17,640 Building $102,660
2021			$120,300 Land $17,640 Building $102,660

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (19041C), updated February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.