14015 Luminous Ln, #703, Windermere, FL 34786 Property Records

Orange County property record for 14015 Luminous Ln, #703, Windermere, FL 34786

Property Summary

Property TypeCondominium
Details2 bd · 2.75 ba · 1,232 sqft · built 2007
Lot Size0.16 acres (708 sqft)
OwnerIndividual Name on File
Last Sale$154,900 (Mar 2013)
Tax Bill$1,465 (2025)
Deeds & MortgagesMar 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN35-23-27-5841-00-703

Property Details

APN / Parcel Number

Primary APN35-23-27-5841-00-703
Alternative APNs
  • 272335584100703
  • 157685
  • 158956
  • 161373

Interior

Bedrooms2 Beds
Full Baths2.75 Baths
Half Baths1 Half Bath
Building Area1,232 sqft Living Area
1st Floor Area1,232 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleCondo/Apartment
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area708 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address14015 LUMINOUS LN, 703
CityWINDERMERE
StateFL
Zip34786-6807
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR-3
Legal DescriptionOASIS COVE 1 AT LAKESIDE VILLAGE CONDOMINIUM PHASE 1 9461/00 27 UNIT 703 BLDG 7
Legal Range27E
Legal Township23S
Legal Section35
Legal SubdivisionOASIS COVE 1 AT LAKESIDE VILLAGE CONDO P
Legal Phase1
Legal Tract5841
Legal Lot Number70
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2026
Census Tract17112

Owner

14015 Luminous Ln, #703 is owned by an individual who bought it in March 2013.

Source: Orange County records, as of April 30, 2026

Owner of RecordIndividual Name on File
Mailing Address14015 LUMINOUS LN, WINDERMERE, FL 34786-6807
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 27, 2013 · Amount on File
Deed SaleMar 27, 2013 · Amount on File
Prior SaleJan 31, 2013 · Amount on File
Deed Document Number2013166262
Deed Book / Page10543 / 8110
Prior Transfer DateJan 3, 2013
Prior Transfer Doc0000060742
Record UpdatedOct 29, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address14015 LUMINOUS LN # 703, 703, WINDERMERE, FL 34786-6807
Document Number0000152290
Instrument DateMar 7, 2018
Transaction TypeMortgage
Record UpdatedMar 26, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address14015 LUMINOUS LN #703 WINDERMERE FL 347866807, 703, WINDERMERE, FL 34786-6807

Mortgage

Document Number0000152290
DateMar 15, 2018
Instrument152290
Lender
NameBANK OF NAT'L TR & SVGS
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 14, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 14015 Luminous Ln, #703 was $1,465, down 10.1% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$148,921 (+2.7%)$266,500 (+29.81%) Building $266,500
2025$1,465.00 (-10.12%) Homeowner's exemption$145,006$205,300 Building $205,300
2024$1,630.00 (+8.23%)
2023$1,506.00 (+3.93%) Homeowner's exemption$136,815 (+3%)$203,300 (-) Land $40,660 Building $162,640
2022$1,449.00 Homeowner's exemption$132,830$203,300 Land $40,660 Building $162,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14015 Luminous Ln, #703 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 84 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14015 Luminous Ln, #703 is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink.

Nearby Properties on Luminous Ln

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