14013 Saddlewood Dr, Poway, CA 92064 Property Records

San Diego County property record for 14013 Saddlewood Dr, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,736 sqft · built 1992
Lot Size	0.974 acres (42,423 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,845,000 (Aug 2025)
Tax Bill	$10,515 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`314-161-04-00`

Property Details

APN / Parcel Number

Primary APN	`314-161-04-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,736 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	42,423 sqft (0.974 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	14013 SADDLEWOOD DR
City	POWAY
State	CA
Zip	92064-3253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC-3
Legal Description	LOT 432 TR 012660
Legal Subdivision	4191-5BR
Legal Tract	012660
Legal Block	2
Legal Lot Number	432
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	17040

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14013 SADDLEWOOD DR, POWAY, CA 92064-3253
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 24, 2022	Intrafamily Transfer, Transfer · Line of Credit SAN DIEGO COUNTY CU
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 7, 2017	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Jun 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage NEW PENN FINANCIAL LLC
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2025 · Amount on Record
Deed Sale	Aug 29, 2025 · Amount on Record
Prior Sale	Apr 13, 2012 · Amount on Record
Deed Document Number	2025239727
Prior Transfer Date	Jun 16, 2022
Prior Transfer Doc	0000262866
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14013 SADDLEWOOD DR, POWAY, CA 92064-3253
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14013 SADDLEWOOD DR, POWAY, CA 92064-3253

Mortgage

Document Number	0000075462
Date	Mar 19, 2026
Instrument	2026-0075462

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 24, 2022
Property Address	14013 SADDLEWOOD DR, POWAY, CA 92064-3253
Document Number	0000262866
Map Reference	MAP 12660
Instrument Date	Jun 16, 2022
Instrument	2022-0262866
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	140 SADDLEWOOD DRIVE, POWAY, CA 92064

Mortgage

Document Number	0000262867
Date	Jun 24, 2022
Instrument	2022-0262867

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 30, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14013 SADDLEWOOD DR, POWAY, CA 92064-3253
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14013 SADDLEWOOD DR, POWAY, CA 92064-3253

Mortgage

Document Number	0000087962
Date	Feb 4, 2021
Instrument	2021-0087962

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14013 SADDLEWOOD DR, POWAY, CA 92064-3253
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000104525
Date	Mar 7, 2017
Instrument	2017-0104525

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Index	Prime Rate
Max Rate	17.2%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14013 SADDLEWOOD DR, POWAY, CA 92064-3253
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000294554
Date	Jun 29, 2017
Instrument	2017-0294554

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14013 SADDLEWOOD DR, POWAY, CA 92064-3253
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091022
Date	Feb 24, 2020
Instrument	2020-0091022

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,845,000 (+100.67%) Land $1,300,000 Building $545,000
2025	$10,515.00 (+2.68%) Homeowner's exemption	$919,418 (+4.04%) Land $368,032 Building $551,386
2024	$10,241.00 (+2.14%)
2023	$10,026.00 (+1.67%) Homeowner's exemption	$883,718 Land $353,742 Building $529,976
2022	$9,861.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
AT&T Fixed Wireless	100 / 20

May also be available: San Diego Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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