14012 Mirror Dr, Naples, FL 34114 Property Records

Collier County property record for 14012 Mirror Dr, Naples, FL 34114

Property Summary

Property Type	Single Family Home
Details	2,322 sqft · built 2006
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Jul 2008)
Tax Bill	$5,091 (2025)
Deeds & Mortgages	May 2022 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`586960 306B12`

Property Details

APN / Parcel Number

Primary APN	`586960 306B12`
Alternative APN	`69060106846`

Interior

Stories	1 Story
Building Area	2,322 sqft Living Area
1st Floor Area	2,322 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Masonry / Concrete Block
Lot Area	6,534 sqft (0.15 acres)

Location & Zoning

Street Address	14012 MIRROR DR
City	NAPLES
State	FL
Zip	34114-8612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	REFLECTION LAKES AT NAPLES PHASE 1A LOT 30
Legal Range	26
Legal Township	51
Legal Section	12
Legal Subdivision	REFLECTION LAKES NAPLES 1A
Legal Phase	1A
Legal Tract	586960
Legal Block	1
Legal Lot Number	30
Jurisdiction	COLLIER FL
Township / Civil Division	EVERGLADES
Census Block Group	1
Census Block	1006
Census Tract	11108

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14012 MIRROR DR, NAPLES, FL 34114-8612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Apr 22, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2008 · Amount on Record
Deed Sale	Jul 3, 2008 · Amount on Record
Prior Sale	May 11, 2006 · Amount on Record
Deed Document Number	20084186105
Deed Book / Page	4375 / 2709
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	14012 MIRROR DR, NAPLES, FL 34114-8612
Transaction Type	Mortgage
Record Updated	Jun 8, 2022
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14012 MIRROR DR, NAPLES, FL 34114-8612

Mortgage

Document Number	0061320692
Date	May 26, 2022
Book Page	6132/692
Instrument	6258289

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	14012 MIRROR DR, NAPLES, FL 34114-8612
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14012 NIRROR DRIVE, NAPLES, FL 34114

Mortgage

Document Number	0059323591
Date	Apr 22, 2021
Book Page	5932/3591
Instrument	6043920

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Apr 1, 2043

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$486,050 (+5.73%) Land $79,035 Building $407,015	$486,050 (+5.73%) Land $79,035 Building $407,015
2025	$5,091.00 (+7.45%)	$459,698 (+19.66%) Land $158,558 Building $301,140	$459,698 (-9.34%) Land $158,558 Building $301,140
2023	$4,738.00 (+4.52%)	$384,173 (+1%)	$507,044 (+11.31%) Land $137,214 Building $369,830
2022	$4,533.00	$349,248	$455,517 Land $76,840 Building $378,677

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 521 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	601 units insured incl. 80 condo units
Nearby Flood Claims	15 (2017–2024)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims Hurricane Irma, Sep 2017 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Summit Broadband Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Blue Stream.

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