Stanly County property record for 1401/1407 E Main St, Albemarle, NC 28001
| Property Type | Restaurant |
|---|---|
| Details | 4 ba · 6,270 sqft · built 1946 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | Company Name on File |
| Last Sale | $340,000 (Aug 2025) |
| Tax Bill | $3,886 (2026) |
| Deeds & Mortgages | Aug 2025 Sale Nov 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 654802952231 |
| Primary APN | 654802952231 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 6,270 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Wood Truss |
| Roof Material | Rolled Roofing |
| Lot Area | 24,394 sqft (0.56 acres) |
| Patio Area | 475 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 1515557 |
|---|---|
| Street Address | 1407 E MAIN ST |
| City | ALBEMARLE |
| State | NC |
| Zip | 28001-5235 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Local Zoning Code | GHBD |
| Legal Description | BLDG 1407 E MAIN ST 654802005 |
| Legal Tract | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | NORTH ALBEMARLE |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 930300 |
1401/1407 E Main St, a commercial property, is owned by a company that bought it in August 2025.
Source: Stanly County records, as of October 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 248 MARKET ST, LOCUST, NC 28097-9437 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2025 | Warranty Deed, Transfer |
| Nov 20, 2019 | Loan Modification, Mortgage UWHARRIE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2025 · Amount on File |
| Deed Sale | Aug 18, 2025 · Amount on File |
| Prior Sale | Jan 1, 2010 |
| Deed Document Number | 2025480169 |
| Deed Book / Page | 1891 / 1010 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Aug 18, 2025 |
| Property Address | 1401/1407 E MAIN ST, ALBEMARLE, NC 28001 |
| Document Number | 0000480169 |
| Book / Page | 1891 / 1010 |
| Map Reference | MB 21 PG 120 |
| Instrument Date | Aug 1, 2025 |
| Instrument | 480169 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7709 COACHWOOD DR, HUDSON, FL 34667-2364 |
| Name | Verified Name |
|---|---|
| Address | 248 MARKET ST, LOCUST, NC 28097-9437 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 1401 E MAIN ST # 1407, 1407, ALBEMARLE, NC 28001-5235 |
| Document Number | 0000414965 |
| Instrument Date | Nov 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 902 N 5TH ST ALBEMARLE NC 280013418, ALBEMARLE, NC 28001-3418 |
| Document Number | 0000414965 |
|---|---|
| Date | Nov 21, 2019 |
| Book Page | 001686/000605 |
| Instrument | 414965 |
| Name | UWHARRIE BK |
|---|---|
| Type | Bank |
| Address | ALBEMARLE, NC 28001 |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 1401/1407 E Main St was $3,886, down 15.7% from the year before.
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Albemarle City |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,886.00 (-15.65%) | $347,032 (-15.64%) Land $43,736 Building $303,296 | $347,032 (-15.64%) Land $43,736 Building $303,296 |
| 2025 | $4,607.00 | $411,381 Land $43,736 Building $367,645 | $411,381 Land $43,736 Building $367,645 |
| 2023 | $3,252.00 | $266,557 Land $31,808 Building $234,749 | $266,557 Land $31,808 Building $234,749 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1401/1407 E Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1401/1407 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALBEMARLE serves 17,506 people · EPA ID NC0184010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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