1401 Warwick Dr, Savoy, IL 61874 Property Records

Champaign County property record for 1401 Warwick Dr, Savoy, IL 61874

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,896 sqft)
Owner	Individual Name on File
Last Sale	$509,000 (Sep 2026)
Tax Bill	$11,478 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-26-12-177-014`

Property Details

APN / Parcel Number

Primary APN	`29-26-12-177-014`

Exterior

Lot Area	10,896 sqft (0.25 acres)

Location & Zoning

Street Address	1401 WARWICK DR
City	SAVOY
State	IL
Zip	61874-7482
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3053 FIELDSTONE SUB PHASE 3
Legal Subdivision	FIELDSTONE SUB PHASE 3
Legal Lot Number	3053
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	TOLONO
Census Block Group	5
Census Block	5014
Census Tract	10901

Owner

1401 Warwick Dr is owned and occupied by an individual who bought it in September 2026.

Source: Champaign County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1401 WARWICK DR, SAVOY, IL 61874-7482
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION
Mar 9, 2022	Deed of Trust, Mortgage · Construction Mortgage HEARTLAND BANK & TRUST CO
Mar 20, 2023	Warranty Deed, Subdivision Related Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2026 · Amount on File
Deed Sale	Sep 4, 2026 · Amount on File
Prior Sale	Aug 20, 2024 · Amount on File
Deed Document Number	202613965
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 4, 2026
Property Address	1401 WARWICK DR, SAVOY, IL 61874-7482
Document Number	0000013965
Instrument Date	Aug 31, 2026
Instrument	202613965
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77,113.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 WARWICK DR, SAVOY, IL 61874-7482

Mortgage

Document Number	0000013966,
Date	Sep 4, 2026
Instrument	202613966

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Rate	6.13%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	SAVOY, IL 61874
Transaction Type	Mortgage
Record Updated	Mar 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004447
Date	Mar 9, 2022
Instrument	2022R04447

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61702

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	9 Months
Due	Dec 3, 2022

March 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 20, 2023
Property Address	SAVOY, IL 61874
Document Number	0000003352
Map Reference	DOC 2018R211175
Instrument Date	Mar 1, 2023
Instrument	2023R03352
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 28, 2023
Title Company	NOT AVAILABLE, ACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 WARWICK DR, SAVOY, IL 61874-7482

Mortgage

Document Number	0000003353
Date	Mar 20, 2023
Instrument	2023R03353

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.49%

Tax Assessment & Valuation

The 2025 property tax bill for 1401 Warwick Dr was $11,478.

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Tolono Township
Municipality	Savoy Village
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,478.00	$172,100 Land $19,790 Building $152,310	$516,300 Land $59,370 Building $456,930
2022	$1,595.00	$19,730 Land $19,730	$59,190 Land $59,190

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1401 Warwick Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1401 Warwick Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Pavlov Media Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Watch TV Fixed Wireless	100 / 20

May also be available: Verizon.

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