1401 W Cholla Ln, Willcox, AZ 85643 Property Records

Cochise County property record for 1401 W Cholla Ln, Willcox, AZ 85643

Property Summary

Property Type	Single Family Home
Details	1,841 sqft · built 1994
Lot Size	0.183 acres (7,979 sqft)
Owner	Individual Name on File
Last Sale	$168,000 (Dec 2016)
Tax Bill	$1,702 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone AO (high risk)
APN	`203-18-063`

Property Details

APN / Parcel Number

Primary APN	`203-18-063`
Alternative APN	`203-18-06308`

Interior

Stories	1 Story
Building Area	1,841 sqft Living Area
Gross Area	2,373 sqft
1st Floor Area	1,841 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Other
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,979 sqft (0.183 acres)
Garage Type	Attached
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	203-18-06308
Street Address	1401 W CHOLLA LN
City	WILLCOX
State	AZ
Zip	85643-2323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IRONWOOD MANOR LOT 63
Legal Subdivision	IRONWOOD MANOR
Legal Lot Number	63
Legal Unit	63
Jurisdiction	COCHISE AZ
Township / Civil Division	WILLCOX
Census Block Group	4
Census Block	4025
Census Tract	202

Owner

Source: Cochise County records · APN 203-18-063

Assessment roll updated October 13, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1401 W CHOLLA LN, WILLCOX, AZ 85643-2323
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 20, 2016 · Amount on Record
Deed Sale	Dec 20, 2016 · Amount on Record
Prior Sale	Dec 10, 2010 · Amount on Record
Deed Document Number	201622716
Prior Transfer Date	Dec 19, 2016
Prior Transfer Doc	0000022717
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCHISE AZ
Property Address	1401 W CHOLLA LN, WILLCOX, AZ 85643-2323
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 W CHOLLA LN, WILLCOX, AZ 85643-2323

Mortgage

Document Number	0000016562
Date	Jul 11, 2022
Instrument	2022-16562

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Cochise County records · Assessment roll updated October 13, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Cochise County
Municipality	Willcox City
Unified School District	Willcox Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,636 (-6.26%) Land $600 Building $18,036	$186,359 (-6.26%) Land $6,000 Building $180,359
2025	$1,702.00 (+7.93%)	$19,881 (+8.95%) Land $600 Building $19,281	$198,813 (+8.96%) Land $6,000 Building $192,813
2024		$18,247 Land $600 Building $17,647	$182,465 Land $6,000 Building $176,465
2023	$1,577.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	4 (1983–2009)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2009 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Valley Telephone Cooperative, Inc. (AZ/NM) Fiber	1,000 / 100

May also be available: Verizon.

Based on FCC filings for 138 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF WILLCOX serves 3,236 people
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.