1401 W Chestnut St, Bloomington, IL 61701 Property Records

McLean County property record for 1401 W Chestnut St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 794 sqft · built 1900
Lot Size	0.195 acres (8,503 sqft)
Owner	Company Name on File
Last Sale	$33,500 (Aug 2013)
Tax Bill	$1,623 (2024)
Deeds & Mortgages	Jul 2019 Line of Credit Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-05-207-016`

Property Details

APN / Parcel Number

Primary APN	`21-05-207-016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	794 sqft Living Area
1st Floor Area	794 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	8,503 sqft (0.195 acres)
Lot Dimensions	157 ft deep x 54 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1401 W CHESTNUT ST
City	BLOOMINGTON
State	IL
Zip	61701-2609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	PARK & PHELPS ADD LOT 16 BLK 3
Legal Range	02E
Legal Township	23N
Legal Section	05
Legal Subdivision	PARK & PHELPS ADD
Legal Block	3
Legal Lot Number	16
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2031
Census Tract	1403

Owner

1401 W Chestnut St is owned by a company that acquired it in August 2013.

Source: McLean County records, as of April 8, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 451, BLOOMINGTON, IL 61702-0451
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2019	Deed of Trust, Mortgage · Line of Credit FLANAGAN STATE BANK
Jul 29, 2019	Deed of Trust, Mortgage FLANAGAN STATE BANK
Oct 29, 2021	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK
Oct 29, 2021	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2013 · Amount on File
Deed Sale	Aug 1, 2013 · Amount on File
Deed Document Number	201319731
Last Transfer Date	Aug 29, 2013
Transfer Doc	0000022975
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1401 W CHESTNUT ST, BLOOMINGTON, IL 61701-2609
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900011781
Date	Jul 29, 2019
Instrument	2019-00011781

Lender

Name	FLANAGAN STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 10, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1401 W CHESTNUT ST, BLOOMINGTON, IL 61701-2609
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900011780
Date	Jul 29, 2019
Instrument	2019-00011780

Lender

Name	FLANAGAN STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 10, 2034

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1401 W CHESTNUT ST, BLOOMINGTON, IL 61701-2609
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100026076
Date	Oct 29, 2021
Instrument	2021-00026076

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	MACKINAW, IL 61755

Agreement

Type	Line of Credit

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1401 W CHESTNUT ST, BLOOMINGTON, IL 61701-2609
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100026080
Date	Oct 29, 2021
Instrument	2021-00026080

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	MACKINAW, IL 61755

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,416 Land $9,732 Building $17,684	$82,248 Land $29,196 Building $53,052
2024	$1,623.00 (+8.13%)
2023	$1,501.00 (+11.68%)	$23,970 (+9.85%) Land $8,509 Building $15,461	$71,910 (+9.85%) Land $25,527 Building $46,383
2022	$1,344.00	$21,820 Land $7,746 Building $14,074	$65,460 Land $23,238 Building $42,222

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1401 W Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1401 W Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media, Watch TV.

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