1401 W 7th St, Centralia, IL 62801 Property Records

Clinton County property record for 1401 W 7th St, Centralia, IL 62801

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,600 sqft · built 1965
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,096 (2024)
Deeds & Mortgages	May 2026 Mortgage Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-14-13-306-001`

Property Details

APN / Parcel Number

Primary APN	`15-14-13-306-001`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,600 sqft Finished Area
1st Floor Area	3,200 sqft
Basement Area	1,600 sqft
Unfinished Basement	1,600 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Wood
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Lot Width	181 ft Width
Shed	1 Shed
Shed Area	420 sqft
Pole Barn	1,380 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1401 W 7TH ST
City	CENTRALIA
State	IL
Zip	62801-6007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	21
Legal Description	SECTION 13 TOWNSHIP 1N RANGE 1W PT S 1/2 SW 1A
Legal Range	01W
Legal Township	01N
Legal Section	13
Legal Subdivision	MICHAELS SUB
Jurisdiction	CLINTON IL
Township / Civil Division	BROOKSIDE
Census Block Group	3
Census Block	3013
Census Tract	900500

Owner

1401 W 7th St is owned and occupied by two individuals who acquired it in May 2026.

Source: Clinton County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	412 SUNSET DR, CENTRALIA, IL 62801-6016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Warranty Deed, Transfer · Conventional Mortgage MID NATIONAL BANK
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage GENFED FCU
Mar 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage TEXICO STATE BANK
Nov 26, 2020	Loan Modification, Mortgage NOT AVAILABLE
Dec 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2026
Deed Sale	May 29, 2026
Prior Sale	Feb 13, 2014 · Amount on File
Deed Document Number	20262119
Prior Transfer Date	Sep 2, 2010
Prior Transfer Doc	0000004841
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON IL
Recording Date	May 29, 2026
Property Address	1401 W 7TH ST, CENTRALIA, IL 62801-6007
Document Number	0000002119
Instrument Date	May 18, 2026
Instrument	20262119
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 SUNSET DR, CENTRALIA, IL 62801-6016

Mortgage

Date	May 29, 2026

Lender

Name	MID NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Property Address	1401 W 7TH ST, CENTRALIA, IL 62801-6007
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	ANTONIK TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006859
Date	Oct 21, 2021
Instrument	2021R06859

Lender

Name	GENFED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Property Address	1401 W 7TH ST, CENTRALIA, IL 62801-6007
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001013
Date	Mar 4, 2020
Instrument	2020R01013

Lender

Name	TEXICO STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	10 Months
Due	Nov 26, 2020

Interest

Rate Type	Adjustable Rate

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLINTON IL
Property Address	1401 W 7TH ST, CENTRALIA, IL 62801-6007
Document Number	0000007028
Instrument Date	Nov 26, 2020
Transaction Type	Mortgage
Record Updated	Jan 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 W 7TH ST CENTRALIA IL 628016007, CENTRALIA, IL 62801-6007

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLINTON IL
Recording Date	Dec 20, 2017
Property Address	1401 W 7TH ST, CENTRALIA, IL 62801-6007
Document Number	0000006001
Instrument Date	Dec 13, 2017
Instrument	6001
Transaction Type	Transfer
Record Updated	Jan 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1401 W 7TH ST CENTRALIA IL 628016007, CENTRALIA, IL 62801-6007

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clinton County
County Subdivision	Brookside Township
Secondary School District	Centralia High School District 200 (09 - 12)
Elementary School District	Willow Grove School District 46 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption	$47,170 (+1%) Land $4,640 Building $42,530	$141,510 (+1%) Land $13,920 Building $127,590
2024	$2,096.00	$42,880 Land $4,220 Building $38,660	$128,640 Land $12,660 Building $115,980
2022	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$37,290 Land $3,670 Building $33,620	$111,870 Land $11,010 Building $100,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1401 W 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1401 W 7th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: GigFire.

Nearby Properties on W 7th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures