Cook County property record for 1401 W 109th Pl, Chicago, IL 60643
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 4 bd · 2 ba · 1,560 sqft · built 1901 |
| Lot Size | 0.078 acres (3,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Jan 2023) |
| Tax Bill | $2,115 (2023) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Aug 2021 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-17-323-014 |
| Primary APN | 25-17-323-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,560 sqft Living Area |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1903 |
| Architectural Style | Multi-Family |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 3,375 sqft (0.078 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1401 W 109TH PL |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60643-3611 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | RS-3 |
| Legal Description | E A (CUMMINGS) & COS ADD TO (MORGAN) PARK IN SW SEC 17-37-14 |
| Legal Range | 14E |
| Legal Township | 37N |
| Legal Section | 17 |
| Legal Subdivision | CUMMINGS & COS ADD TO MORGAN |
| Legal Lot Number | 128 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 750100 |
1401 W 109th Pl, a residential property, is owned and occupied by an individual who bought it in January 2023.
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1401 W 109TH PL, CHICAGO, IL 60643-3611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC |
| Aug 5, 2021 | Deed of Trust, Mortgage · Construction Mortgage RFLF I LLC |
| Jan 25, 2022 | Special Warranty Deed, Transfer · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC |
| Jul 29, 2021 | Receiver's Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Oct 5, 2017 | Grant Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 27, 2023 · Amount on File |
| Deed Sale | Jan 27, 2023 · Amount on File |
| Prior Sale | Jan 25, 2022 |
| Deed Document Number | 202341144 |
| Prior Transfer Date | Jul 6, 1994 |
| Prior Transfer Doc | 0000000765 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jan 27, 2023 |
| Property Address | 1401 W 109TH PL, CHICAGO, IL 60643-3611 |
| Document Number | 0002741144 |
| Instrument Date | Apr 26, 2022 |
| Instrument | 2302741144 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2023 |
| Title Company | LAKELAND TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1401 W 109TH PL, CHICAGO, IL 60643-3611 |
| Document Number | 0002741145 |
|---|---|
| Date | Jan 27, 2023 |
| Instrument | 2302741145 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate | 6.5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1401 W 109TH PL, CHICAGO, IL 60643-3611 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0021745022 |
|---|---|
| Date | Aug 5, 2021 |
| Instrument | 2121745022 |
| Name | RFLF I LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHICAGO, IL 60606 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 22 Months |
| Due | Jun 1, 2023 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jan 25, 2022 |
| Property Address | 1401 W 109TH PL, CHICAGO, IL 60643-3611 |
| Document Number | 0002546061 |
| Instrument Date | Oct 2, 2021 |
| Instrument | 2202546061 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4535 N MULLIGAN AVE, CHICAGO, IL 60630-3025 |
| Document Number | 0002546062 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 2202546062 |
| Name | CIVIC FINANCIAL SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 10 Months |
| Due | Nov 1, 2022 |
| Document Type | Receiver's Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 29, 2021 |
| Property Address | 1401 W 109TH PL, CHICAGO, IL 60643-3611 |
| Document Number | 0021006032 |
| Instrument Date | May 25, 2021 |
| Instrument | 2121006032 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $462.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11107 E TANQUE VERDE RD, TUCSON, AZ 85749-8524 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 5, 2017 |
| Property Address | 1401 W 109TH PL, CHICAGO, IL 60643-3611 |
| Document Number | 1727806053 |
| Instrument Date | Sep 14, 2017 |
| Instrument | 27806053 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2017 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $125.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 180 N STETSON AVE #3500 CHICAGO IL 606016769, 3500, CHICAGO, IL 60601-6769 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,000 Land $2,025 Building $16,975 | $190,000 Land $20,250 Building $169,750 | |
| 2023 | $2,115.00 (+2.57%) | ||
| 2022 | $2,062.00 (+2.28%) | $9,999 (-) Land $2,193 Building $7,806 | $99,990 (-) Land $21,930 Building $78,060 |
| 2021 | $2,016.00 | $9,999 Land $2,193 Building $7,806 | $99,990 Land $21,930 Building $78,060 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1401 W 109th Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1401 W 109th Pl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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